What program to choose? Short-term or long-term?

We were talking about different deposit terms as well as what these
terms can influence in one of the previous issues. Then we were
examining daily paying, weekly paying, and monthly paying programs.
Today we`d like to discuss this problem again and try to learn it in a
more profound way, without going into detailed differentiation
(according to the types of paying out the funds), just to discuss to
groups: short-term and long-term projects.

Of
course, from the start, You should determine Your position concerning
what kind of projects to consider as the short-term ones, and what - as
the long-term ones. The first ones are such projects, paying out the
profit to investor`s account every hour, every day, every week or every
month. The second ones are programs paying out the profit in a month or
even more. I.e. monthly paying programs and programs, paying more
rarely.


Now we are going to view different programs, offering both the
first and the second variants to invest money, afterwards, we`ll
analyze the basic principles of the difference between them which will
be in use for You to choose the most appropriate variant, hence, to
review the information, we expounded in the previous issues. And we
should say right now that, speaking of investment terms, we are not
taking into account a fact, well-known to any investor - HYIP market is
a field of dangerous yield. Receiving Your profit, You risk a lot, so
we hope that You pay attention to the programs and whether from Your
bitter experience, or knowing some useful information, You try to
analyze them, if they are scam or not, You look Yourself how real it is
to receive the profit. In our analysis we are not going to talk about
this, and, by default, will consider all the programs really working
and honest schemes.


Let`s start with the main principles. What is a term for investors?
It`s a period of time between investing funds and having the interest
payout from an admin. Investor may receive interests daily, weekly or
monthly, depending on the terms of the program - nothing more. What is
a term for admins? In fact, term for admins - is the most convenient
form of paying out the profit to investors, and it depends solely on
hi/her will… and opportunities. No matter how strange it is, but any
admin of any program depends a little bit on some terms. As You know,
foreign exchange market, gold market, equity market work every day.
That`s why Your admin can make profit DAILY. Moreover - HOURLY!
Moreover - EVERY MINUTE! It`s real. However, agreeing upon paying the
interest in time with the investors, admin undertakes to deduct a
certain amount of the profit or from the resources owned at a certain
time. Admin of the program may have a series of considerations as for
this.


First of all, he is guided by the real opportunity to ``pay the
bills``. If the terms of a program declare payouts every minute, and at
the same time with a fairly good percent, none of the admins will be
able to make a reality of a dream from the very beginning. What for?
Resources should sustain promises. If Your admin offers paying out the
profit hourly, so he must have (!) resources, allowing to pay the
promised interests out even when there are any difficulties on the
market or harms in any other sphere. Investor doesn`t care how the
admin feels today, good or bad. In accordance with the terms, investor
receives his interests irrespective of whether it is raining or snowing
today and it`s worth keeping in mind. That`s why, dealing with the
programs, charging themselves greatly, be more than sure, these guys
are able to sustain their promises with real funds or activities. The
fatalists are not welcome on the HYIP market, that`s why beggary
admins, offering payouts hourly - are most likely cheaters. How can we
know? First of all, site - is a face of a program. It needs money.
Secondly, hosting. Thirdly, feedback! Let them introduce themselves and
show the letter of introduction. Anything, confirming that admins are
not just talkers. You should be careful.


Now we are through with the peculiarities of short-term programs.
Long-term programs are a little bit different. Taking into account the
fact that admins are going to handle Your money for a month and more
doesn`t mean that he is poor and has nothing to sustain the promises
with. One month is enough to go bankrupt, just like in one minute, but
we don`t speak of scam, so a program should pay for at least several
months, and taking into account much higher interests, You can be
reworded with interest. So, by default, we can rely upon the fact these
guys have some money for these several months. And if they are real
traders or work in the real business, if they have money supply and act
right, they can more or less provide You with a steady income and, as
the result, to turn into a long-term program with a real percent.
Speaking about the risk. On the one hand, there is a risk, just like
any other business, just like any other HYIP program. Ant we can`t say
for sure that short-term programs are more dangerous. Your daily
payouts can just be under the threat because of any fluctuations on the
market, which can be ``played back`` in long-term programs. We
mentioned this phenomenon in our previous article and validated it
earlier. But, at the same time, the losses from such kind of problems
are often less notable.

While we were preparing this article,
we were analyzing the tendency of programs` survival, correlating them
with the terms of interest payouts. It turned out that the most stable
are programs on the basis of weekly payouts (Best4Invest, TATIJANO -e-
TRUST), though some of them pay daily as well. We can say - it`s the
optimum alternative. The number of old-timers is less among short-term
programs. And still less the number of programs paying low interests
weekly and monthly and at the end they promise 900% per month (they
will probably disappear at all soon, when the time comes) (Fastopay
(http://www.fastopay.com). This is all concerning the terms.


Now let`s talk of the percents. We are not going to discuss this
topic in a very detailed way. We did it in the previous article of
ours. Now let`s review the basic milestones.


The lesser the term of a program is, the lesser the interest is?
the more the term is - the more the interest is. It makes sense. The
initial deposit makes up great difference in these programs. It can
influence Your choice on account of various conditions. As we mentioned
in the previous article, the minimum investment amount for the
programs, paying on the monthly basis in contrast to daily programs,
can reach 500$, being from 1$ to 10$ in the second ones. For example,
deposit program Stocking Trading System, the deposit from 10$ to 10
000$ is accepted (by the way, this program has a very profitable
referral system).


The important constituent of the programs and their analysis is
opportunity to withdraw funds. If it is fully automated, You won`t have
any chance to withdraw Your funds, for example, in a program on the
basis of monthly payouts, if You have some bad news on the interval
between the scheduled payouts. As the experience shows, more often
short-term programs give opportunity to withdraw funds any time. But if
there is a chance to do it in long-term programs - that`s nice! Pay
attention to this!


Hope that our advices will be in use for You.

P.S. We advice You to look through the previous issue of ours to get some additional information.

Carefully, e-gold fraudsters sleep only with one closed eye

There are a lot of articles about high yield programs, scam and risk as
well as an opportunity to make money with investing. Sometimes it is
difficult to understand in what article the truth is written. There is
a lot of information and advice about online investments, use of
e-currencies and fraud.

The
truth is that HYIP is on a high and is growing everyday on the Internet
circuit. Another truth is that people who are gaining fortunes
investing in these programs are increasing in numbers. But you must
understand that HYIP investments are not always high return and luck.
Success in HYIP means knowing the right things about HYIP investments.

You
know surely that you will have to undertake a lot of research work if
you decide to invest into HYIP. Researching a host of HYIP program
sites is the first thing that you should do before you jump into
anything. Profit making from HYIPs will require you to devote some time
to the Internet. And this is primarily because you will have to get a
clue about the market scenario. You will also know where to search for
HYIPs.

Knowing facts big or small will certainly help you to
face situations better and consequently will help you to add on to your
profits. A great number of HYIP monitors, discussion forums and admins
of investment portals can help you to get needed useful information
about high yield investment programs. They also urge the users to rate
every program whatsoever.

Well, I do not talk
about the HYIP research information in this article. The important
point of this writing today is E-gold account. Though E-gold was
established by Douglas Jackson only in 1996, this system has a central
position in a HYIP process nowadays.

Any investor knows that he
will have to transfer cash from his bank account to the company’s
account by way of e-currency. And to make possible the use of these
accounts he will be required to register with one or all of them. Not
just that, before his account gets active, the investor will have to
certify his email address to say it all.

So
we know the system and tools of HYIP investments. The question is why
scammers like E-gold so much? According to a HYIP website who maintains
a comprehensive database of HYIP scams daily, 89% of the scams
preferred E-gold as their online payment processors than others.

Another official fact of great fraud in the E-gold system is that in
January 2006, BusinessWeek reported that an 4000-strong international
crime syndicate involved in massive identity theft and fraud, namely
Omar Dhanani said to have moved amounts ranging from $40,000 to
$100,000 a week from proceeds of crime through e-gold.

The
answer is that two features of E-gold are very attractive for
fraudsters. No necessary verification is needed and easy entry into an
E-gold account made the system a perfect one for scammers. However,
millions of people all over the world continue to use E-gold.

At
first, I give some short information how E-gold works. E-gold and
OmniPay have also been accused of being a medium for money laundering,
although this is questionable given that there were only 24 customer
accounts holding over 10kg of gold (approximate value $200,000).

As digital gold currency providers are not banks, they are not legally
required to perform various sorts of “know your customer” background
checks. However, many E-gold exchange providers require a high level of
identification, sometimes more intrusive than a bank.

The
problem is that opening an account at www.e-gold.com takes only a few
clicks of a mouse. Furthermore, customers can use a false name if they
like because no one checks. With a credit card or wire transfer, a user
buys units of E-gold. Those units can then be transferred with a few
more clicks to anyone else with an E-gold account.

Furthermore,
we discuss how scammers steal money from our E-gold accounts. The most
common method for fraudsters is to gain access illegally into your
E-gold account, lock you out and then move out financial means from
your account. For example, a clever scammer may send a pseudo-email
from the real E-gold system to E-gold users.

He may claim that
you need to click on a link inside the mail to verify your account.
Certainly, you will be asked to fill in your E-gold account number,
passphrase, email address and email address password. Then the thing is
clear – scammers use all your information and steal your money.

Another
example is that the scammer can install key logger software at the
computer where you have an access to your E-gold account. The software
captures you account number and passwords which they use for stealing
money. This mostly happens if you use a public computer.

Protecting
from E-gold fraud is not difficult and there are some simple rules, for
instance, you should always logout from your account after use. Or if
you want to try a new exchanger, it is advisable to test with a very
little amount the first few times. And it is important to remember that
you may never click on a link in any message supposedly sent to you by
E-gold because E-gold will never send you messages with attaches.

We
see that E-gold is important to a lot of online businessmen as a form
of payment for their services or products all over the world. HYIPs
without the E-gold system are like the Earth without air. However,
online scammers know this too and prefer this e-currency too.

Do
not remember, the E-gold fraudsters sleep only with one closed eye and
you can be their next victim! My article can help you keep your money
on the E-gold account and sleep with two closed eyes.

7 Power Habits to Guarantee Financial Independence

 

• Are you always running short of your funds?
• Do you still have to borrow money sometimes to at least live comfortably?
• Do you get to pay your bills on time?

If you answered mostly yes, then you are in danger of being financially unstable. You cannot afford the things you want and sometimes, even the things you need. Don’t go sulking out there! You better move your body. If such is the case, better tell yourself that you cannot afford to be that way always. You have to be financially independent.
What is financial independence? Financial independence is the capability to determine and support yourself through your own endeavors. There are 7 ways or habits for you to follow to gain financial independence. With the right attitude and the proper goal in mind, you might just find yourself beaming with pride because of your achievement.

1. Keep a focused vision
   Start with a vision. What is your vision for your life? Where are you definitely heading? You want financial independence. You want to be able to stand on your own and have a more stable and secured life, for yourself and for your family.
   Keep that vision in mind. Hold on to it as you start to realize that vision. The choices and decisions you will make in the future will have to head to the direction of your goal. Return to that vision when things get doubtful or tough.
2. Invest your money wisely
   Generate income. Your income will be the financial foundation of your vision. This will basically come from your job’s income, but don’t settle with that. Aim to increase your income. Invest your time, money and effort into a beneficial enterprise. Start a business that you feel passionately about and make sure it will work. Think carefully of every detail in your enterprise and work on it. Do not settle with good enough results. Aim for excellence, quality and integrity to succeed.
3. Save up
   Start a fund for your future. Allot a percentage of your present income to savings. Do this at the start of each month, before you go ahead. This will avoid the enticement to buy, buy, buy. It will also teach you how to properly budget your money for necessary expenses.
   Money in the bank could also earn interest. Although it is not considerable compared to a good investment, it is still a good way to keep money for your future. Just make sure you maintain the money in your savings account. Avoid touching it unless it is really necessary.
   Give value also to your coins. Every single cent matters. All of those scattered coins you have there could comprise a few dollars. Even if it is considerably small amount, it will still find some use for that.
4. Spend wisely
   Don’t spend all your earnings. As they say, don’t earn to spend. Buy only things that you really need. Tighten those belts for now as you bank for a more secured future. Choose to live simply. Forget the need to show off on other people that you can afford. If you want achieve financial independence, you must hold on to your money as much as possible.
   Avoid incurring debts as much as possible. Take control of your finances as much as possible. Credit cards for example could hold you locked in a desperate state. You could be getting what you want now through that credit card, but imagine yourself giving the bulk of your income for interest payments! Make ends meet in the meantime for later on in life, you will surely afford to be leisurely.
5. Keep contingency plans
   You must plan ahead for events in the future. Have contingencies. Make certain that your financial assets are secured. At this phase, it is a good option to get an insurance policy. Insure your life, health and property, even your loved ones.
   Protect your interests whenever you enter into any engagement. Make sure that your endeavor is legal, that you are financially capable, and that it is feasible within your means. This way, you will have optimal performance and desirable results. You could prevent harmful losses in the long run.
6. Take care of yourself
   Health is wealth. The only way for you to achieve your dreams and be able to stand on your own is when you are physically and psychologically able to do so. Have regular check ups with your physician. Have a healthy diet. Exercise Regularly. Health will be your asset to achieve financial independence. Only a good physical standing would allow you to enjoy the fruits of your toils today.
7. Be Unstoppable
   You must keep yourself focused to achieve the goal of being financially independent. Do not let yourself be distracted by whimsical desires. Do not spray. Do not procrastinate. Every cent and every minute counts as what you do today will have a lot to say on what you will have in the future. Take advantage of every opportunity that will come your way. Keep yourself confident.
   

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Where to Find A HYIP

There are many resources where you can get information about HYIPs.But before I start enumerating them,a word of caution-You may find several HYIP advertisements in your email inbox.Please don't give much importance to them as they are mostly scams(just think over why would any good and reliable HYIP engage in email scamming!)
Now coming back to our topic.  The major HYIP sources are HYIP monitor websites, discussion forums,news sites,advertisements in any other websites,etc.HYIP monitors are websites that list a large number of HYIPs with their current status as paying/not paying.These monitor websites are owned by experienced HYIP investors who put their techniques of assessment to determine whether a HYIP is paying or not.I will give you a list of some 19 such websites arranged according to their alexa traffic ranking below:

www.goldpoll.com,www.hyipranks.com, www.hyipinvestment.com, www.hyip-recommendation.com, www.goldrater.com, www.aurumgames.com, www.gold-hosting.com, www.hyip-navigator.com, www.gohyip.com, www.myhyip.com, www.hyipfarm.com, 365money.com, www.allhyip.info, www.worldhyip.com, www.hyip-help.com, www.hyips-analysis.com , www.hyip-assistant.com, www.hyipranking.com, www.hyipexplorer.com, www.thehyips.info

Forums are another source of HYIP information .You will find several experienced and newbie investors hanging around HYIP status discussions in many forums.You can come to know about the personal experiences of other investors who have invested in any HYIP programme.Many investors also  post scam reports on any HYIP they had invested in.This information is of great help to you and you must prevent investing in such warned HYIPs.Some good forums are like talkgold.com,HYIPdiscussion.com You will find many active forums in almost all the HYIP monitor sites also.

HYIP news sites are also a good source of HYIP information.Thes sites collect latest HYIP information and give you a daily updated HYIP related news and issues.Scam news can also be found out in these sites.Some examples of HYIP news sites are like HYIPnews.com,HYIPmailer.com,etc.HYIP news is also a regular feature in many of the HYIP monitor sites.

Another large source of HYIP info are advertisements.You will find such ads almost everywhere on the web & in emails as scam messages.But ads can be very deceptive also.So you must make a detailed research on such advertised HYIPs before investing.

The best HYIP

What HYIP is the best? Now? At the moment you are reading this article? How can you define the best program in order not to be mistaken? Where to invest now? Indeed, this question is always relevant, and do not expect that we will answer it as you wish, giving you exact names. We will give you a better answer. We will give you a universal answer, which, we are sure, will work for you during a long period of time.

What HYIP is the best? Now? At the moment you are reading this article? How can you define the best program in order not to be mistaken? Where to invest now? Indeed, this question is always relevant, and do not expect that we will answer it as you wish, giving you exact names. We will give you a better answer. We will give you a universal answer, which, we are sure, will work for you during a long period of time.

ALL HYIP ARE BAD. Do you know an immortal HYIP? It means that there is no such a HYIP, which will be working forever. There were no any HYIP working since some moment up to now. Their life period is not more than a year, and this is their distinguishing feature. Some of them indicate a longer period, some of them really work a little longer.

But ALL OF THEM disappear sooner or later, as if they have never existed. Then they are forgotten. New leaders, new favorites appear and then voila – investors assuredly cry after jut another program that it is THE BEST.

Of course, only the authors of such posts know how much good it is. However, they won’t say you that this program will be working longer than others. Accordingly, THE BEST HYIP is not the one to live forever. Thus, time element is not so important. So, we may conclude that this is not the feature investors expect, once they call those that won’t live forever the best. And all of us understand that this won’t happen. So what is the matter?

The matter is the one to bring more money. Right here and right now. With the least risk. As the result, a formula of an ideal program looks like MINIMAL RISK + MAXIMAL PROFIT. Maximal profit will allow receiving your money back and get a profit, and minimal risk will allow doing it without failure.

Besides, even if you are not experienced in math, you should understand that one may pay 150% daily, and another one may pay 1% during 150 days. Difference is not always in favor of the latter program, although it may be referred to a minimal risk. Alas, profit is not maximal here. While with the first crazy program we’d receive a lot more, but RISK is higher in this case.

Let’s abandon an assumption that each of these programs may disappear at any moment. In ANY case it may disappear. It’s really so. But what one can do with it? Only get used to it. Or leave the market. It’s too dangerous here.

But under such circumstances one may try to avoid such evident risks, if he will be able to define the most profitable program that won’t run the other day, basing on his experience and a special scheme of getting information.

Unfortunately, the number of PROFITABLE programs is less that the number of RISKY programs. However, you may try to earn with risky programs, and probably you will understand that this is exactly what you need.

Choosing the most profitable programs, investors are right in 6 cases of 10. As you see, if one invests the same sum everywhere, he will get a profit. And one should invest so, if he is not sure which program is more profitable and which one is more risky. Here one should invest less money in a more risky program, and more money in a less profitable one.

The best program is only yours, because all information described above makes evident that there are too many subjective factors deciding the matter. You choose something, and then you receive something you haven’t expected. So you are the very person responsible for all events, so you should be sober and reasonable while choosing the best program. Otherwise you may lose.

Brett Sherpan

Beware: HYIP monitoring services.

It is not a secret and it is often repeated here and there that there is no unique and universal strategy to provide any investor with a patient and assured work without any loss and with a constant increasing profit. Strategies very as investors vary, and every person with the least experience of investing in HYIP will agree that there should be a single individual strategy for every single investor, and all successful examples should be adopted individually.

A universal advice doesn`t exist. But there is a common ground for all strategies and methods to be based on, there are some common points that are regarded by all investors as cornerstones for building up a successful strategy. One of those cornerstones will be discussed in the current article. As you have probably guessed, we will discuss monitoring services.

Everybody understands that successful investing in HYIP consists of a few elements, and choosing the right project in appropriate moment is one of those elements, and undoubtedly a pledge of a future success. The next important element is watching the work of the program you have chosen to be ready to change your strategy, increase your deposit or even take your money off. Monitoring services are of a much use for both stages described above.

But it is evident that there are no absolutely reliable source of information. It may sound strange and absurd, but monitoring services may often mislead you, and they often may be no less dangerous as forums, that meet you with false posts of cheerleaders, paid for attracting new victims.

There are monitoring sites that lie on purpose and there are monitoring sites that lie because the quality of their work is poor. Which of them are more harmful and more guilty? It seems to me, there is no difference, because the result is the same – people obtain misleading advice, bringing them to losses and disappointment.

Sometimes you don’t need an special knowledge or experience to tell those who lie from those who give you a proper perspective. You just need to visit the site of the program that has already closed or the one that is reported as scam. Many of those programs have a dozen or even more monitoring banners on their site.

Why do I give you such advice? Because just a glance at this page will tell you much about monitoring services that these banners belong to. It has occurred and it still occurs that rating banners of this or that monitoring give a Paying status to a program closed a week ago! And you may see and compare results on your own!

What does it mean? It means something that it is important for you to take into consideration each time you want to check out program’s status. The information given to you may be irrelevant. That is why it is necessary to check out as many monitoring services as possible, and, of course, check out forums to prove or to disprove information that you have already found.

Why does it happen that monitoring services gives users incorrect information? Why during all summer this year forums were full of accusations addressed to monitoring services, and these negative comments were no less numerous than accusations addressed to scam and non-paying programs?

Because many investors suspected or made sure of dishonesty of definite monitoring services, blaming them for supporting evident scams. Of course, unless monitoring sites are run by people, and unless people may be bribed, the chances of it exist. And these were not mere words, such accusations were supported by evidences!

And these were not only investors accusing monitoring of telling lie to people. A lot of administrators were discontent with their work, stating that monitoring services often give irrelevant information thus spoiling the reputation of a good program, and thus spreading panics among investors.

All of us know what it may mean. Just a small untested information or rumor may be enough to make investors panic, think out all possible red flags and scam signs and accuse the program of all possible and impossible sins. Such situation may be extremely harmful even for the most successful and a stable program.

There were a few examples when administrators rejected from adding their program to any catalogue on monitoring sites and explained it as a measure necessary to protect the program from harmful monitoring practice, which can affect successful program`s activity. We may understand such point of view, but this is not a proper way out of the situation. Everybody should avoid extremes in this sphere.

It is evident that monitoring services are necessary for normal functioning of any program, otherwise users won’t trust it. As well as monitoring services will stop existing without programs. So, these two integral parts of HYIP sphere should coexist in harmony to reach the key purpose of this activity – to make money and let people earn, and of course, investors should be the main point of orientation of this alliance.

Brett Sherpan

How to trade on the Forex market? Vol.2

In the first volume we discussed personal qualities of the Forex trader and his first steps in the trade on the Forex market. In the second volume of the article “How to trade on the Forex market?” we make technical analysis and graphs of Forex trading.

It is very advisable to study the 8-hour or 4-hour graphs of bars and to look for patterns and the 20-period average on the graphs daily within several months. In this way you will understand what the accumulation and the distribution for the short-term transactions on the Forex market meant in the volume 1 of this article. These processes are suited for the market so you can always decide what tactics must be used in this time period. The rest is the matter of capital control, discipline, and certainly experience.

Speaking about the technical side of trading, the first necessary action is to determine the trend in the given time scale and to select a commercial strategy for this trend. Some traders hold positions within many months while the others do this less than one hour or one day. The daily fluctuations can be only harmless for the trader who holds a position within a few months, while the same daily fluctuation can become a monstrous event for day traders.

According to many experienced Forex traders, it is better to keep the technical analysis of any pair of currencies as simple as possible to see how it is possible to use a situation in their interests. The strategy is to determine “the range of a transaction”. The intermediate-term turns can be proved by only the monthly, weekly and day graphs. Reading a graph cannot predict the apex or the bottom of a motion but it can confirm a trend change to undertake a right strategy for this new trend.

It is not bad to use very primitive graphic methods. You can look at the eight-hour graphs EUR/GBP between 20 and 40 MA and turn your attention to the round numbers and breakthroughs (then you understand that there is no more primitive method than this one but also very effective).

You should look at the weekly EUR/USD and USD/JPY with 10 RSI and the monthly AUD/USD with 10 RSI, observing “the patterns” but not the levels. In such way you learn the primitive work of things. The RSI is useful “only within the weekly and monthly time scale”. You can ignore the RSI within the short-term scales, as the RSI inventor RSI Wilder said us a long time ago.

If you deal inside the day the 30-minute and 15-minute graphs of spark plugs in the combination with MACD and MA can be more usefully than the hour-long or even daily graphs. Do not pass especially the long parts of spark plugs as the confirmation of the change of a short-term trend.

It is important to use races and gold. EUR/GBP and GBP/JPY have a property of the leading indicators of the USD/JPY and EUR/USD motion. EUR/CHF is like EUR/GBP in the value forecast.

Speaking briefly, EUR/GBP and GBP/CHF are the anticipating indicators for EUR/USD and USD/CHF. Furthermore, GBP/JPY, EUR/JPY and CHF/JPY are anticipating indicators for USD/JPY. EUR/JPY is very important to EUR/USD while GBP/JPY plays the same role for GBP/USD.

For example, the yesterday's weakness EUR/USD began from the sales of EUR/JPY that sent EUR/USD and USD/JPY downward. According to the rule of “the thumb”, if EUR/USD does not move and EUR/GBP begins to move this is a good indicator that someone will bring EUR/USD in the same direction more lately. And when EUR/USD moves and EUR/GBP does not move, it is very probable that the EUR/USD motion will be brief soon. USD/JPY makes the same motions in the relation with EUR/JPY and GBP/JPY.

Gold is the mirror of the dollar for hedging purposes, and their correlation is excellent. Sometimes when there is too much information for checking, which change every hour, it is enough only to control gold. The graph of gold is one of the main schedules which you must always observe by the trade on the Forex.

The graph EUR/GBP and the graph EUR/JPY are also an excellent mirror for the direction of EUR/USD for the large part of time. The graphs of gold, EUR/GBP and EUR/JPY make the history of market with the fact that gold and EUR/GBP conduct the rest part of the Forex most frequently.

There are some pieces of advice of the USD/JPY trade. One of the most foolish rules of “the thumb” in the trade of USD/JPY is that it rarely walks to 700-800 pips by contract without the correction to 200 or more pips in the middle of a motion. Moreover, the trade of USD/JPY almost always rolls to 350 points back from its start moving of 700-800 pips. All this is because of the problem of liquidity on the Yen market.

The position traders hold the yen positions till several hundred pips. The more adroit approach is required for the intra-day transactions. As the position trader of yen, never buy below falling day 20 MA and never sell above growing day 20 MA regardless of the fact how attractive the situation is. Begin to buy only when the day’s 20 MA begins to rise from any level because this is not only safe but also checked method to make money, although it appears so simply.

What reaction to the news should the Forex trader have? The market always read the news or the data to the side of the predominant mood of market. Data can show the state of market well. If the data are poor and the price rises or does not react, the bull market must be if the strategy of purchase on the bottom will be the best choice.

On the contrary, if the data are good but the price does not grow or even falls this is the descending trend if the sale on the rebound will be the best strategy. It will be the significant point whether poor or good news does not influence the price as before. Changes of the mood of market are usually accompanied by this reaction on the news.

Nicole Berger

How to trade on the Forex market? Vol.1

Trading is the game of mind. In this article we examine the conditions of successful trade on the Forex market. Undoubtedly, trade on any market is not possible without a good skilful trader. That’s why the main point of this volume of the article “How to trade on the Forex market?” will be about the trader as the most important component of the Forex trade.

First you should change your consciousness from thinking of a normal person to thinking of a trader. Almost all traders, besides several successful who actually made million and billion dealing on the market, simply spend their time for nothing attempting to study the simplest like reading data and graphs, improving entrances and mastering outputs etc.

Trading is the game of mind and without the appropriate structure of consciousness it is a losing game (even before its beginning). The preparation of trading consciousness is the first step for a successful trader but almost all new traders disregard it that explains why more than 95% traders fail finally.

The acquisition of the knowledge of market is not difficult for a person with the average intellect. But the level of intellect and knowledge do not determine the result of the trader’s market activity. The process of decision making plays the most important role. Making decision is very difficult for the majority of traders but it is the main reason of success or failure of any trader.

The trader is ready to make decisions after spending time for studies to realize his knowledge and develop the system. However, this all is easy to say but it is difficult to put into practice when traders deal with the real money on the market.

If profit grows to several hundred dollars and the system tells you to continue, there is no guarantee whatever that the profit will not become loss in a few days. Only the discipline helps the trader to overcome the sickliness of correct solutions in the necessary time on which the result of transaction depends. Therefore I call trading the game of mind.

It is always advisable to average the intermediate-term position when traders are convinced of the appearance of a new trend. Thus, after beginning the position of USD/JPY with 135 traders added to 132 and 129. The same thing is for AUD/USD and EUR/USD. Of course, this process costs much money and hurts too. Many traders cannot transfer pain and leave too early.

But there is no other method to make much money and we must suffer pain till the intermediate-term trend remains intact. That’s why it is important to remember that the psychological aspects of trade are important for successful trade.

Any market (immovable property or Forex) is the method of the money transfer from the crowd to several luckiest persons. A lot of money is made by the speculations with the people’s real property but this money is visible only on the paper because the profit disappears before transferring the paper profit into the solid available amount. In most cases of speculations on the Forex the human mass hardly survive several years because insufficient knowledge of market is lacking.

Each trader must find his method and system which approach only to him. Therefore, if intermediate-term trader Tom makes money already three decades with his method his system can not be right for day traders Dick and Harry and vice versa. Successful trading is the skill to obtain as much as possible when you are right. This is the main point of this business. Therefore, any theory or system which satisfies this rule is good.

The majority of traders do not realize control of capital in a right way therefore there are so few conquerors finally. Only control of capital and discipline make the trader but not the elementary methods of entrance and output. Trade on the Forex is the game of feelings with the mentality of crowd where even the best players with the best forecasts loose good positions by the motion of price.

The Forex market works in a very simple way. For a while it will be saved in a certain area and as soon as the accumulation is completed the Forex moves to a certain distance. Then the phase of accumulation again begins and moves to a certain distance, and again, and again.

Day trading cannot give best results when the accumulation and the distribution fight neutralizing each other by zigzag steps. At the same time when the market begins to leave the area of the accumulation day trading is the reliable method to interrupt profit.

Generally, the trade inside the day is not the best form of obtaining profit though some authors attempt to prove this statement without having made real money in this game. The safest and best way to make money is to wait the end “of accumulation” and to take a total length “of the distribution” in the form of a short term (within 2-10 days) transaction.

In the conclusion of this volume we show the most important sayings of the Forex trading which can set the traders on the right track of this business:

On the Forex it is necessary to think how to achieve the immediate object correctly and not to think about the distant future. The immediate object can be 2 pips or 20 pips, or 200 pips, or 500 pips depending on the style of the trader.

On the Forex everything is possible. The information of a good quality is all in this game. Catching of the bottom of USD/JPY is the basis of all risky transactions.We always learn to deal and daily we learn by each other. This is the beauty of trade and life generally.The Forex players can work secretly but they cannot hide their motions on the graphs.

A good sleep is important to successful trade but the majority of traders sleep only with one opened eye.

Nicole Berger

Compounding vs. Non-compounding.

In this article I discuss two possible opportunities of high yield investment programs in the Internet and their advantages as well as disadvantages. I hope that the article helps readers to decide what program is more suitable for them. What high yield program is the best and prosperous is the most important issue of this article.

As mentioned already, there are two forms of high interest projects in the Internet: compounding and non-compounding. Investors use compounding for generating new interests from previous investments. In other words, it is the ability of current investment value to generate new earnings which can be reinvested.

Moreover, investors have an opportunity to make a new investment using the paid out interests without their own money must be used for this project. For example, the process of only 10$ initial capital lasts a very long time until these $10 are again back (1% per day within 100 days) to open a further high yield investment program. However, if the investor invested his money in five such programs, he can get return on investment only within 20 days. Non-compounding programs are ideal for the people who are ready to invest serious money.

Investors have an opportunity to invest their money and the interests become the first investment (principal capital) automatically which is added daily, weekly or monthly. Thus a compound interest effect develops. A compound investment costs little work because investors check their accounts only in fixed time intervals and note the increased account balance. It is advisable to save money also with little initial investments. It is a great high yield investment opportunity for investors who do not have large initial capital for investment.

Certainly, it is not easy to understand without a good example. For example, you invested $1,000 into a particular HYIP that pays 30% monthly interest (in other words, 1% per day). The shares rise 30% during the first month. Your investment is now worth $1,300. In the second month, the shares appreciate another 30%. Therefore, your $1,300 grows to $1,690. In the third month, the shares rises 30%, your capital will be $2,197.

If you check the rate of growth monthly, the growth rate increases regularly, namely in the first month growth is $300, in the second month is $390, and in the third month is $507 etc. You understand now that the numbers can start to get very big as your previous earnings start to provide returns. In fact, $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00 (and that is without adding any money to the investment).

Non-compounding is another prosperous investment opportunity in HYIP. It is programs which pay out daily, weekly or monthly. They are suitable for the persons who would like to have money for life regularly because it is possible to get return on investment on the indicated E-gold account (or another E-currency) daily and weekly as well as monthly.

We see that both programs can be very “fruitful” for a business involved in a real investment opportunity. Moreover, compounding and non-compounding are able to produce extremely good result. However, investors should be careful on how to use compounding and non-compounding in HYIPs because both investment opportunities have high risk and can fail any time.

There is no doubt that one of the greatest problems in HYIP is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take a mechanism to make your investment safe. One way of doing this and reduce enormous risk in high yield investment projects is to properly use different compounding options.

For this there are also investment programs which have the factors of compounding and non-compounding. It is possible to get return on investment in the Member Area and save some money on the account. These programs are very practical for those who would like to decide daily what to do.

Also the own investment strategy is simpler and more sure if investors can obtain the initial deposited capital faster so that they can invest in further HYIPs without high risk (in other words, without their own capital funds).

I can prove the advantages on the example. So you invested $1,000 into a particular HYIP that pays 30% monthly interest. As said above, with 100% compounding there is a great possibility that $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00. But what would happen if the HYIP fails in 6 months? You lose all your hard earned money very quickly. For that reason, it is important to use compounding and non-compounding together in HYIPs.

It is always recommended to get your original spend back as fast as possible, in other words set the compounding option to 0% until you return back your initial investment, then after, you can compound your shares while withdrawing 50% of your profit by setting the compounding option to 50% . Why 50%, can you ask me? Certainly, this is not a strict rule; it is the recommendations based on some experienced HYIP investors. But you have to be careful with this.

The best advantage of such programs is that investors save their money on the account during the first month (compounding) and next month they get interests (non-compounding method). In this way investors get their invested capital back, besides investment yields grow more slowly further. If such a program fails once, investors will lose nothing and yields will paid out too.

Nicole Berger

The Analysis and Choice of HYIP Programs

While choosing a program you should stick to following rules.

Rule Number 1
Never put all your money into one small program, regardless of how good it looks, or how great you have been told the program is, especially if the only means of communication with them is via anonymous email. These programs will usually have a free website from Homestead, Tri-pod, Geo-Cities, etc., if thy do have the site. This goes for almost all of the frauds, but can also apply to very professional looking websites ,giving you virtually no contact point information. If you intend to invest a large sum, then you should always make sure that the program in question offers some sort of capital security. In this case, you should also try to arrange a te^te-a`-te^te meeting with the principals. If you have an up line sponsor, ask them if they have this information.

Rule Number 2
Carry out as much due diligence as possible on that particular program. If you are coming in with $1 million, you will be able to satisfy yourself about legitimacy with irrefutable proof, because you will be dealing directly with the principals. Usually an investor with $100,000 can secure a program utilizing a sole signatory account, through an offshore trading structure, and be privy to more info, but this situation is not always the norm. What about the rest of you? Forget it.
There are no public registries, no BBB listings, no bankers or brokers who will confirm anything. For the small investor, this business is based on trust and personal relationships: you know me, I know 'A', 'A' knows 'B', who works with manager 'C', who knows the trade facilitator 'D, etc. You can only do the best with the information that is available on that program.

Do not contact any regulatory authorities to see if any complaints have been made, as this may simply result in an otherwise sound program being shut down. Use the forums that are listed in the appendices to gather as much info as you can and make an educated decision. What you are looking for is impartial advice, which is unfortunately hard to find on the HYIP forums, although the Invest Navigator website is completely impartial, so make good use of it.

Rule Number 3
Once again do not put all your eggs in one basket when it comes to the smaller Internet based HYIP's. You should diversify by placing a portion of your investment capital into many different programs so if one venture goes sour you still have the others intact to produce income. Many small programs will close down. Funding two to three small programs with large amounts is suicide.

Focus on the overall plan, not on a program or two, unless you have found a single large program that offers a good return coupled with capital security. Build your smaller program list up to no less then ten, it may take time, but this is the correct way to go about investing in small Internet HYIP's. If you want to achieve a lot of success, get your mind off the investments you are in, and get focused on your plan. Your ultimate goal is to eventually fund 15-20 paying programs, as soon as some pay out you can widen your program list. Concentrate on the plan not the programs.

Rule Number 4
With the smaller programs, you should aim to recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain invested with their money and not yours from that point on. Too many small programs start out fine, we get comfortable with them and start putting extra money in before the returns from the last cycle come back, and then they fail. Do not reinvest more money before you have been paid back, no matter how long it takes. A good rule to follow is to take your original capital back as soon as possible and only keep reinvesting half of the payout proceeds on each cycle.

Rule Number 5
Do not let large amounts accumulate in small programs; take smaller profits often. Even from the most stable smaller programs, take funds back often. Taking small amounts of profit along the way versus letting a larger amount accumulate before a program goes sour will allow you to see a profit instead of missing out on what you thought you had.

Rule Number 6
Do not jump into new programs right away. Truth is many programs never make it through launch. Why would you waste your time promoting a program that had a month or two to go before you could ever sign someone up for it, assuming of course that the program even remains on schedule.

If it is good this week, it will be good next week or three months from now. Let the program establish a payout history with good customer service before investing money with them. With some exceptions, we do not join new programs right off the bat. If they are still around in another month and everyone who is participating is happy with the program, then it's time to take another look at it.

Rule Number 7
Do not jump the gun and start screaming swindle if a program experiences some problems early on. Allow some time for the administrative end to catch up with the trading and sign-ups, as enrolments escalate. Most programs with small administrative teams have no concept of how many people can enter a program in the early stages. It does not take long to get in a real pickle admin wise.

Steve Sweeny

Priority investment guidelines on the HYIP market.

We hope this material will be in use for those, who hasn`t chosen the right guideline that would help along the capital growth and development.

First of all, we`d like to dwell upon the spectrum of guidelines, offered by HYIP market. Before clarifying, what program it is better to invest, every person, surely, studies methods of the work of the program and, correspondingly, principle of using the investments.

Today, in overwhelming majority, you will have the following list of methods to get the income: gold, currency (FOREX), betting, stock, oil market and a small sector of other investments, which are not so popular.

Among all possible, gold and FOREX are, certainly, the most priority, though other ones can also be interesting with a competent approach. OK. Let`s do it step by step. What is the best among all mentioned and where does the income come from - we tried to investigate the problem. So, starting with the most popular guideline - gold investment.

What do the HYIP programs, working with gold, imply? These are the programs, using investment funds, buying and selling gold bars. I.e. your money are used to buy and sell gold. The thing is that the situation in the world, hence on the markets, will never be stable. There is a war in one region, crop failure - in another. Continuous defects destabilize, reflecting on currencies rates and gold prices.

Besides, that`s important, buying and selling gold itelf, influences the price as well! In such a way, big speculative companies can influence the market prices aloud, buying up and selling substantial volumes from currency reserves!

However, It`s equal, you can both earn money or go bankrupt, and experience and trader`s good work (the one you entrust with your funds) only, can be a guarantee, that your funds are used properly. It`s also worth mentioning that gambling on this market is practically impossible without significant funds that appear with the help of HYIP.

The second guideline and practically the same as the first one, according to funds` turnover is using funds on FOREX, currency market. The terms are the same to gold market and the ``disturbance`` reasons are also the same. Here is the only difference: investing to a project, selling and buying on FOREX market, you invest to money purchase, not to gold (or any other valuable metals).

Another peculiarity of the market is that it`s more flexible and universal than the gold (or any other valuable metals) one. The thing is that the currencies prices are more or less stable in here.

So, if the US dollar is falling in price, another currency is rising in price, in such a way you can be successful for a long time, transferring the funds from one currency to another, hence keeping the growth dynamics. Still, the keenness of wit and fast decisions taking is needed here.

Choosing between those two parallels, we wouldn`t like to differentiate. The principle, volume and opportunities of both markets are huge. As you like. Accordingly, realizing the sense of their work, every investor can answer such an important question: how do they get so high percents?

The thing is that buying and reselling gold or currency, you can benefit, which achieves multiple (!) increasing of the amount deposited. It`s real, both for offline and online HYIP. Now let`s talk about some less popular, still interesting investment guidelines.

So, part of programs use betting funds, stock etc. We`ll say straight away - each of these guidelines is rather vexed. For instance, sporting betting (stakes), popular nowadays, is the most risky and quite similar to HYIP games, it`s better to gamble alone (though, if you know nothing about it, you can go bankrupt, then you should better entrust a professional with your funds or think of any other ways of investment).

Working with stocks or any other high-priced valuables (oil market, for example) means long term cooperation and depositing sufficient amounts. you should always be a professional, however it`s not so risky as in all the other cases. It`s because the activity on these markets is comparatively small, the changes don`t happen so sharply and suddenly.

Important feature for the programs, you are planning to invest into, is mostly, how fast you will receive your profit. Three variants are possible: daily payouts, weekly payouts and monthly payouts. Besides there are multiple ways of withdrawing your funds before the end of a program (in some program you are not able to withdraw funds till a certain date).

We discussed this question in one of the previous issues, now we can say that longer projects (the payouts take place not so frequently) are much more profitable and serious. Admins of these programs work with large amounts and investments are in work for a long period of time, that`s why the minimal investment amount is usually too high (up to 1000$). It`s hard to name well-defined priority in this sphere. Our advice is - combining.

Eric Marriam

Advantages and disadvantages of daily-paying programs

Currently, the HYIP sphere provides investors with a diversity of opportunities to earn money (as well as to collapse). And the difference is not just about the nature of using the investor`s funds (or, let`s say, ordinary scam), but also in the specific character of a program (terms, %, minimal deposit).

Today we`ll speak of the programs, having daily payouts of the funds as one of the main terms. So called daily-paying programs.

So You decided to participate in a daily-paying HYIP. What can catch You on the way? As a matter of fact, daily-paying programs don`t differ a lot from those paying the profit every month or week. Both the principle and the risk are the same.

The main difference, felt, when using two programs, lays in the rate difference, hence these rates` payout (or reinvesting) terms.
We`ll dwell on this in a more detailed way. Daily-paying programs, You can get to know about, in our list, are the programs, based on percents` paying within 24 hours. I.e. every day You receive a definite percent from the amount invested.

You can have it both transferred to Your account or keep growing. The minimal investment amount in that sort of programs doesn`t differ from the amount in monthly- or weekly-paying programs.

Though, in daily-paying programs more often it`s less, than, say, in a monthly-paying ones, where the minimal can be of about 500$. For example, Stocking Trading System, deposit program accepts investments from 10 to 10 000 USD (by the way, those program has rather profitable referral system).

The first thing, catching one`s eye - is the rate. The rate difference between monthly-, weekly- and daily-paying programs is marked by the following tendency: the more often payouts take place, the less the rate is.

On the one hand, the rate difference varies greatly in different occasions. So, if we take the weekly-paying programs with the payout percent - 10%, and compare them with the daily-paying ones with the payout percent - 2%, the numbers speak well of the last ones.

On the other hand, however, comparing two tariff plans of one program, we`ll see that in the upshot daily payouts turn out to be less profitable than monthly ones, for example.

So, Income Generator pays 0.5 and 25% daily and monthly and is profitable, correspondingly, in the first case (depositing 100$) 15$, in the latter case - 25$. But at the same time, Brokers Union program announces the rate, starting from one whole up to two in view of the 10 000$ initial deposit.

Here, depositors should take into account that they can figure on opportunity to leave the payouts on their accounts. In such a way the income can be increased. In some programs, the special plan is provided, where, from the very beginning You decline to withdraw the profit percents during a definite month.

Concerning the risk. On the one hand, risk is present, as in any business, in any HYIP program, e.g. STS Club (Stock Trading System) gamble on gold market. It can`t be said that daily-paying programs are more dangerous.

It`s just that Your daily payouts can prove to be under the threat of some market changes, possibly ``win back`` during a long-term period. But, at the same time, the losses from such programs turn out to be much less tangible.

The most attractive side of these programs is, of course, constant control for one`s funds and payouts, transferred to Your account. Here You can figure on constant notification of the money flow and, as a result, more efficient work and contact with the customers.

So, Income Line program has active enough forum, moreover the distinguishing feature of this program is its full automatism. The admins of this kind ?§?  programs will hardly go underground. It`s vitally necessary for them to communicate with customers constantly.

However, as it was mentioned earlier, the percents in these programs will be less, than those of more long-term opportunities. It`s also worth mentioning that in the sphere of daily-paying programs the SCAM can be met less than in the other ones (though also possible).

Everything is about the funds` volume, simultaneously being deposited by investors to a program`s account. Frequently, it doesn`t reach the amount, having appeal to be withdrawn, however, this amount allows to operate on the market, hence, to payout the percents stably.

By the way, speaking about automatics. Now, more and more fully automated programs are appearing (HyipMonster, Horpax Corp, Income Line, STSClub, Intelligent Invest and so on.), it testifies to a certain tendency in this direction.

Maybe we are on the verge of fully automated HYIPS? Than an actual question of using the funds remains open??¦it can`t be managed without a human.

It`s also should be taken note of the necessary deposit term. In some programs (8?•20, Asia Trading Company, InsideFX) the deposit term is well defined and can reach one year (in the last one). Though, small term (a month or 20 days) - is not an exception as well.

You cannot take Your money from these programs whenever You want, even in spite of daily payouts.

Summarizing, we can advise investors to orient themselves, in accordance with the terms of each separate program. I.e. to choose definite complex, most closely corresponding to investor`s wishes. Fortunately, any variants can be found today.

Though??¦ it`s important to understand that programs are well balanced in many respects and, gaining in one aspect, we loose in something another. I.e., winning on percents, loose on the terms; going public, add some risk.

Today we mentioned some basic characteristics of daily-paying programs, however, we should say that there are exceptions to the rules, discussing which would take up a separate article. It often happens that such kind of exception is just a SCAM, so we advise You to be as much careful as it is possible.

Brett Sherpan

Programs with the long age. How to define?

In one of our former issues we wrote of different types of pyramids, MLM and Ponzi in particular, besides we analyzed the correlation of short-term and long-term programs. However, now we`d like to supplement the conclusions with the final chord, devoting all the article to "long-term" programs, explaining the principles of their work, and the main thing is how to define them.

"Defining" is certainly rather doubtful statement, the more so as not all the programs can be exclusively referred to this or that type. Everything is very doubtful and unreliable, to rely upon with 100% confidence, though investor working experience and feeling can show who is who and You really can rely upon it.

First of all let`s decide what programs can claim to be called long-term ones, on the simple reason - the payback time won`t be earlier. Pyramids - is the first thing that comes to mind, and it`s absolutely right. Pyramids, by definition, are high yield programs with the long age.

Of course we are talking about right, competent pyramids, not about using this principle with the purpose of fast enrichment. Nothing prevents You from immediate losing, though these are exceptional cases; so - here are the basic distinctions.

The first one - the terms declared by programs. The programs, counting upon short-term are originally striving for investing maximum money from the part of investors for the maximum term. That`s the main term. They just can`t stay longer and intensify their work, just like a snowball.

200% per 2 weeks, some sort of plans, saying the terms "week", "day" etc. (that is the boundary term You can withdraw the money) are the character features of short-term programs. And the site, of course. Their site can`t be good. Either the engine is free, or it`s the clone of any other site.

Of course, one can earn here as well... but we`ll speak about this in our article about short-term programs. Though You should remember, the interest offered is insane. Is it worth investing?

The terms offered in pyramids are more prolonged. Here we are not talking about pure scam. Different investors work different, and these programs are really aimed at more qualitative work (to be exact - more qualitative build-up of a pyramid). That`s why look - a month or two mean something.

You can find this information not only in plans. If they have been working for a month already, though they are having good potential, being a definite pyramid, You can try it. If the term allows taking a risk - try it. If everything is good, in a month already You will be able to recompense Your deposit, getting solid per cent. Besides, You can get additional bonuses from referrals.

Of course one more important thing is... the site. Yes. The site in the Internet is like an office, the face of a program. Pay attention to its quality, design, the way their content is organized, what technologies are in use. One more thing of no small importance, we were not mentioning yet, is... banal SECURITY.

Serious program takes care of this, cause modern technologies allow not just blocking the work of the site, but also... stealing money, and destroying anything violator wants. The site, designed manually, bought, is a claim for SECURITY.

That`s why, taking into account the fact whether the site is designed manually or You received it for free, You can not just rate the "paying capacity" of a program, You also rate the way, authorities can keep Your money. And...; can they do it at all.

Pay attention to entering passwords, to the connection with the site. Of course, the best variant is a private program, or the one, working through the system of offers, though it can just be nominal means to control popularity.

And low percent of course. Programs that are going to work for a long time (pyramids in particular) don`t declare any kind of high interest rate in their offers because they have nowhere to "run", and if the business is real - then double income means double danger.

If everything is OK, but You understand - these guys are not working on the market, You deal with a long-term pyramid. It`s possible to earn with them - go ahead! The main thing - as You already know - is to be as much watchful as it`s possible.
Good luck!

Eric Marriam

Earning with high yield games?

Today we decided to touch upon another important subject, which is real for investors. On the one hand, there are virtual casinos, different financial institutes, on the other – there’s absolutely independent type of the “programs”, which on the one hand look like a game, on the other – it’s just program. That’s the kind of games, we are going to talk about today.

To understand the essence of such a game, you may imagine the following. There’s a small window on the site where you make a bid. And it says - “bet”. You just enter the number of your account and make payment. On the top there’s a name of the game with capital letters.

That’s enough. “Advanced” variant certainly includes various opportunities. For instance “1 chance of 10 – 10 USD”, “5 chances of 10 – 100 USD”. Looks attractive, isn’t it? Moreover, now we are probably going to say some pleasant news for you, the point is that it’s a simple truth – you can win.

But, let’s look into the technology of this action and talk about the game in fact, what events can it be fraught with for the client, and is it worth getting involved with it.

First of all – the game is a real one (that means, you can win), but it doesn’t mean that it’s 100% honest, and you should invest money to the first one window with the title “golden game”, you come across. There are scams here as well, and here they are even more successful than whenever else.

Judge for yourself. Can you control and trace the way your money goes? Absolutely not. You invested money, paid the account and… lost. But how can you know you are lost, if you don’t even see the turning roll or roulette wheel?

If you can’t even be sure that your money is working, how can you figure on proper using of this money, as they promise on the site? Of course not. Absolutely not. Your money can be out of use at all and may just be put to someone’s pocket. They take it – spend it.

They say – “you are lost” and it’s in the bag. Is it interesting? I don’t think so. Though many investors don’t pay attention to their senses and put their money to the games like that like a lamb, hoping to win. That’s why a simple rule can be taken out of all this. The game should not be at least an absolute scam.

Don’t give your money to “golden games”, which promote their service, resorting to spam or through unfamiliar people to you. The best thing here is to use reliable sources, or games, which are lucky for you.

Particularly you can use separately qualified catalogues, which are not simply earning money, and made a good showing on the market. But to use all these advices, one needs at least to agree with the second important clause.

Secondly, you should understand – this kind of game is a pure program. Mentioning about on-line casinos, we have already said that casino is just an algorithm, managed by the admin, and nothing more.

So, can we hope for the fortune to come here, if you can’t even see the eyes of a croupier in front of you?! It’s much more prosaically here. Nobody keeps back from you that figures, shown on the screen is the same program, and nothing more.

It’s good if decisions are taken with the help of a randomizer. But it happens quite seldom, why does admin need to take risk if he just can pretend as if he is losing to “someone”. Do you know the stories about thimble-men, having the group of different actors working with them, “winning” heaps of money, “instigating” the next victim to raise the stakes?

Don’t even think to believe messages saying of fantastic winnings in this program, the winnings more than thousands of dollars. It’s lies. Believe your eyes and hands. If you want to lose 20$, you can do it where people used to win, maybe you will have some sort of the moral pleasure. Otherwise – it’s just empty pockets.

Third – dear inventors, you should remember, no argues possible with the automatic machine. Usually you can choose one of two or one of a set of the stakes. The quality of the game itself doesn’t depend on the simplicity or, vice versa, width of choice. It’s always the same, everything is solved similarly, and the chances are the same. So, don’t think you are cleverer than those, trying to make money on you.

But, what is the sense? The sense is that more often the programs lose to maintain constant clients’ inflow. But how do they lose? That’s the most important question. Let’s take the script of the game. Set up the winners-losers correlation: 8 via 2. 8 people lose, 2 get their prize absolutely fair.

The admins gave them 400 dollars, and took 600. Are you well at math? BUT INVESTOR CAN WIN AS WELL. Whatever you do, meeting conditions the game becomes “real”, “honest”; it’s definitely possible to win. Sometimes pretty penny. But if you try to win back your money if you are losing, you will more likely fail.

Don’t forget - you deal with the automatic machine, ruled by man, who is not going to lose. So, always keep yourself under control and never bet more than you can afford to lose.
Still… good luck to you!

Brett Sherpan

Different investors` strategies. vol. 2

Some times ago we have already published the article about strategies. Afterwards we received lots of positive comments and now we decided not to put off the coverage of the subject. In the previous article we discussed the question ?“what is the strategy?, the way it works, how to create it. In a few words we also described the way basic investors` strategies look like (extensive, 'analytical', consistent etc.), now we`d like to describe directly some strategies.

Of course, the authors reserve the copyright on these ideas to themselves. Almost every strategy, described below, are investors` ideas, laid out for public survey. We have found them, analyzed and prepared for You, though we don`t claim to be their creators.

* ONE DOUBLE PLAN STRATEGY.
One investor shared his investment experience that includes double strategy, including two plans:
1) Investing in the higher riskier programs that you don't expect to last long
2) "Ultra Diversification"
The strategy is described in the following way. The start of Your successful work should lead to investing to 5-10 successful programs, i.e. the programs that are not going to scam You, bluntly speaking. Agree with that, is it worth to start with? But in the upshot You have stable income and funds for living.

The second part includes more profitable, that is riskier incomes, the author himself is doubt about. Most likely he asks a question - why don`t You do this? He doesn`t describe how to earn money. However, we`ll try to conclude the guiding principles of this strategy.

So, ultra diversification. Now there are lots of people on the market, avoiding any programs that offer income of some certain level, defined as normal. However, the payout term is extremely important for any of the programs and it`s the letter of credence of a program per se. that`s what rating services do, informing the clients who is paying and who is not, nothing more. They use persuasion method doing this.

Besides, it`s even more profitable for a pure ponzi to pay certain amounts at the beginning, so that to earn more later on. They simply have to make up money turnover, even if they are planning to vanish anyway. Giving 10-20$ they vanish, having thousands in their pockets. Why don`t people use these opportunities, investing in the beginning and taking high risks to get higher profit?

* STRATEGY OF WORKING WITH PONZI PYRAMIDS
Being aware of what Ponzi is, it`s not hard to understand that it`s possible to earn here. And pretty amounts of money. Judge for Yourself - high interest, real payouts there is one term - to be among the first ones. That`s the major strategy of investing to Ponzi, though it`s worth mentioning that there`s one more important constituent - not to get to scam!

* GRADUAL ENRICHMENT
Some investors are inclined to adhere to the following strategy. They choose one program, investing 10% of the total amount of Your money. Then wait till You receive Your 10% back and invest them to another HYIP, worth trusting as You think.

The salt of this strategy is evident: investing 10% every time to every new program, You have 1 to 10 chances to earn, losing these 10%, and You have them back on one of the next 9 programs. Hence, again, the question lies in defining good programs.

* THREE VS. ONE
The similar to previous one, also rather interesting, is the strategy we called three vs. one. The essence is similar. You divide Your amount of money into 3 equal parts, investing it to 3 different programs. It`s not so likely that each of three programs will turn out to be a scam, so Your chances to earn profit increase.

As soon as You get Your money back, divide it into 3 other parts and invest to 3 other programs. In such a way, You will always decrease the risk. And in the upshot it`s getting easier to receive profit, than in any other case.

One thing will always remain important for strategy. Remember it. Take 100$, invest them to programs. Hope, You will make it right. As soon as the money return, take it out of the system and never go back. Work with the money remained only. It will save You from personal losses, You will only risk what is actually not Yours.
Good luck!

Brett Sherpan

Working with ponzi schemes. How to make money?

«Ponzi» schemes are probably one of the most widespread forms of making a HYIP. High yield of such system is' provided for constant onflow and needs no extra efforts.

Hence, it’s real to earn in such a system, if you are at the bottom of the pyramid if course. This kind of high yield programs is certainly a fraud, but it’s the same “honest” as many other methods, besides it’s absolutely real, as we said to make money, you just have to follow some rules.
We’ve already written about how to define ponzi schemes. You should pay attention to the interest offered by a program, what content is there on their site. Usually the interest is too high, and if a program is not a group of simple scammers, it will be paid out, that’s for sure.

Besides you should pay attention to the way program plans look like and how they work – payouts can not follow one by one, and most likely they will offer longer period plans (i.e. weekly, monthly), the classical variant is successive funds calculation.

First you get the initial deposit, afterwards – your interests, which are nothing but the funds, invested by somebody, the next day after you did. And it really works for the time being. That’s why let’s make the first rule.

Invest as early as possible. It’s probably the most difficult. You never know, when ponzi is going to shut down. Why do they shut down actually? YMMSS has been working for a long time and it doesn’t prevent them from bringing income to people.

Ponzi shut down just because of lack of new members, and they don’t have money to pay old ones. And people come to win the profit, so if the payouts are halted or there are any difficulties, don’t even try to make money. You’d better stay away of these “businessmen”.

Good form is a program, having some “back-up” funds, i.e. money it has just in case. And if a program has this money, it may allow good site and advertising. Pay attention to these details. Concerning the terms, they can be based exclusively upon these factors.

Quite a normal working period of a ponzi is half a year. Reasoning from this one can define, how long has a program been alive “not long”, “too long”, and “long enough”.

Referrals. Ponzi offers extremely high referral commissions. Just huge. For example, 20%… two conclusions can be made. First, this is a real ponzi. You can try working, or you can skip it.

Second, you can get some part of money invested back from the referrals. But, we strongly recommend you not to refer your friends or relatives to such programs. It’s fraught with big problems.

Compounding. Never set up automatic reinvestment, working with ponzi. The thing is that it’s rather important for you to get your money back and if you wish, you may invest it back at a pinch. Though, setting up automatic “reinvestment”, you are not going to receive anything.

Speaking about virtual money, i.e. money placed on your “virtual” account, appearing, when registering to ponzi, you are just going to see some figures of some calculations, compounding option enabled, in such a way you will allow the administrators to transfer certain amounts without any liability!

Don’t give it a way. Take your money back immediately, in case your account is a virtual one and never invest it back, if the payouts are completed to your e-gold account.

Gambling on ponzi, time is important. Invest – get the amount equal to principal amount and take your money as far as it is possible.
Then you will receive the payouts from other customers, and if you are lucky, you can even make good money here, and again, giving money back to get it back again – it’s crazy, don’t do it if you don’t want to go broke.
And once again, pay attention to “virtual calculations”. If necessary, make withdrawals again and again, after every payout.

“Deposit length”. Pay attention to the way your money is paid out. I.e., how often, and what is the interest rate. If the payouts are on the hourly basis and there was somebody who received profit, that’s the best variant. But if we are talking about 1% per hour. I.e. you should receive 100% of the payouts ASAP.

If the payouts are on the monthly basis, most likely first investors will receive them for sure. If the payouts are daily – the system is going to work for about a month and may stop. It is really important. Consider these moments, before taking final decision. And again, so many details are individual, but theoretically it’s all the same, the main is - use your brains.

By the way, competent investors claim it makes no sense at all to request any IDs form a ponzi. As if they can be easily purchased cheap enough… just registering a company. On the other hand, investors’ attracting, on the other – real registration and no liability. So, be careful. In this case ID is not all.

Well then, hope it will help you to make money.

Good luck.
You always think and look closer, what you do and where to invest.

Eric Marriam

Different investors` strategies. vol. 1

Sooner or later, however every investor comes to the situation when some certain regularity can be noticed in his moves, somehow or other it`s a righteous regularity, by these or those criteria.

He thinks over his movements and defines the way he is going to act, so that to earn profits. Unfortunately, now one can rarely put the ALL the eggs ALL the savings to one basket, so that to earn profit. So, ruse is needed. They have to… develop strategies.

Strategy doesn`t appear out of nothing. At first investor invests money, not thinking of the sense. To be exact, guiding himself with local principles. When he comes to working with several programs, he reconsiders the principles, cause it`s stupid just to invest to a number of HYIP, waiting for the profit. However he will come to this for sure, after being scammed for a couple of times.

And only then strategies are born. Many people demonstrate them, without asking anything in return for. Others try to act secretly, but very few people, after collapses and working with several programs, do not develop the main principle, lust like in casino, when one ties to win by chance. However here it`s not just a chance...

The most popular and seeming the most arisen strategy can be called "total". What does it mean? It means that investor is trying to invest to as many programs as possible for the shortest period of time. It`s not worth saying "as much money as possible". It`s far-reaching.

Investing maximum, investor hopes that according to the theory of probability, income level that canbe achieved from such a high interest, covers the level of expenses from scammers, abandoning investment world, taking investors` money with them. However this strategy has an underbelly.

So that to cover any possible losses, caused by closing of some programs, one should deal with the programs, offering a very high interest rate. And You now who they are mostly. In such a way - the level of expenses is increasing. However, many people say that this strategy works fine and people on many forums tell of their fantastic successes.

The way out of this situation is predictable. You should simple select the programs thoroughly. Otherwise, You won`t escape the mischief.One more characteristic (global) strategy is based upon selection of different types of programs. I.e. certain conditions are created, in the result of which, constant income is generated for an investor.

How can it be done? Basically, by means of different combinations. For instance, the payout combination. The programs are selected in such a way that the programs took turns.

Some part of monthly programs, some part of weekly or daily ones. And the money comes and comes permanently. We can draw a chronological line, making it in the following way: the money are invested to programs, paying on the monthly basis, every two days. In a month every two days You will receive Your interests. Not a bad idea, isn`t it? And You can concentrate upon daily programs, selecting them.

The ultimate major part of the strategies is handling the money. Some people decide to invest the money back to the program right after receiving the interests; others put it aside to grab all the opportunities of the market, to exclude the influence of certain collapses.

For example, it`s possible to earn money, making compounding in certain programs. Time and time again there appear people, telling of another brilliant "plan" for such investments.

The truth is that such factor as collapse of separate programs can hardly be taken into consideration here... though, we can go through this, but again, in case of acting correctly.

It`s also very important to decide, how to be determined with the technology itself (or strategy) of using all the funds, You plan to invest. I.e., those You want to make work. For instance, You can invest a certain percent (from the total amount) to programs, paying on the weekly basis, and You can invest some part to those, paying on the monthly basis.

However, keeping balance between the investment amounts (e.g. the first case - 100$, the second - 1000$), one can reach almost the same benefit in both variants and in such way to secure Yourself against any kind of surprises.

Here You should select the programs thoroughly for the large amounts to secure Yourself. The safety net makes big sense here. In case one program shuts down, You can invest to another one, taking Your money back, and the best of all would be of course - to gain income.

You can also invest Your money to one place of course. It`s also can be called like a strategy. But You just imagine how confident a person should be in such a program.

As You can see, any strategy, Yours or other`s, has one major part - detailed analysis. Scammers still exist and developing a strategy never solves the problem. In any case You should learn how to define a scam on the outer features, on internal information, given by the sites. All in all, all the things we are talking about very often. Sometimes we are talking about it in the special issues. :)

Of course, strategy is activity aimed at creating conditions, for earning money, without depending on the terms of concrete programs, on the market terms and other variables. Though it never happens like that. However, You can always say whether this or that strategy is successful or not. And it can be seen from income. :)

Is there any universal strategy? Of course. Possibly, each of the strategies discussed, is universal in its own way. The thing is that theoretically it makes no difference what elements of such a system You operate with. The main thing is the system itself, its universality and flexibility.

Although, it`s makes no sense to follow blindly the strategies of other people, without making corrections in accordance with Your aims, opportunities and possibilities. Hence, You have to think once again. :)

Our article is published with the mark "Vol. 1". We` wouldn`t like to open a constant column on the basis of this topic. Your time and our opportunities sometimes cut down the circle of questions that can be illustrated within the bounds on one volume. That`s why we reserve a right to ourselves to revert to this topic, continuing it, without confusing the reader.

Brett Sherpan

How to start your own strategy?

Many investors searching for the key to the constant earnings look through many sites and forums, reading thoroughly different strategies by different people, different groups and informative resources. Of course all of them are good in their own way, they have their integrity, though practically in each of them investor comes across lots of referral links and ad messages and in 80% with absolutely insane, non-actual action plan that can not only help in getting the profit, though even do some harm!

Hardly ever one may find the variants suitable for two different people, spread by let`s say one week time. Only one week and such a strategy is like a spoilt medicine that becomes illegal… and there`s only one way out here. to have your OWN strategy…

Actually, every investor has his strategy, even if he hasn`t though about it. IAE, but everyone acts in accordance with some worked out rules which are the best and the most successful. Undoubtedly, not many people attach such a meaning, scientific approach to this process. All these boring comprehension get people down and many investors invest just for the sake of joke.

Though, believe it, everything is not so bad. The fact I am writing this material doesn`t mean that it will be very dull and boring, and its principles will only be attached for experienced investors, old ones, wearing glasses. :)

Everything may be rather simple and funny. One has just think of his actions. So, for instance, what are you guiding with, not investing to program with a high percent? Right… you are afraid that if they are paying high percent, they will immediately stop their work. Right you are… Sometimes, the other way round, you deposit to t his program, not the one, giving let`s say 0.1% daily… that`s because it seems not much to you, though you understand that such program will pay you for years, no matter ponzi it is or not… this moment you maybe just hope to receive two payouts at once and find yourself in profit before the program closes.

Everything is quite simple. If you listen to you aims and striving you will easily make up the strategy that would strike your internal aims. I.e., you will just do what you like, though making some for it… BUT WHY? You may ask. The thing is that success is more probable when you work CONSTANTLY. Yes, tactics should be changed sometimes, though one should be self-possessed at the same time.

Otherwise you may suffer the same fate with the fisherman, changing the place for fishing all the time, in such a way changing the place where the fish has just moved. You just have to calculate and start acting. Yes, if you invest just for the sake of a joke, you cannot even listen to the thoughts, without being bothered by the analysis.

You won`t need that, cause your move doesn`t provide for the checking two steps ahead, but if you invest regularly, during let`s say one month you just need the plan of the chess campaign.

Earlier we have already demonstrated how one can set the main direction of the strategy reasoning from the simple common sense. Whether it`s the impetuous achievement or slower one, though reliable – it depends on you only. In both cases, the aim is the profit. It`s just not the less important is your calmness and balance. What`s the sense in HYIP, if it doesn`t bring you anything but troubles and bad feelings.

We are through with the first point – the direction. Now think how much long strategy you are planning to choose. How deep it is going to be? There are two aspects here. One is purely theoretical. This is what I adore – talks, analysis and theory, which is I think the basics to everything. The second – practical, here we are talking about the names and namely about what income you will get.

Physically you may calculate your strategy for the half of year in case you invest to programs more than 30%. It`s nonsense. For yourself you may tell like that: ``I only invest to programs, paying more than 30% within half of a year, such an amount no matter what may happen``. Here is the really working strategy… that`s why if your intentions mean only short term mentioning the programs, investments ``on the move``, you should resort to the variant with exact programs, if not – with the theory and percents.

Any strategy should be written. It can be tested on small deposits. Most often the most important constituent part is not taken into account in HYIP strategies – risk degree. If it exceeds the limits possible, investor may lose everything. And then you won`t catch up with. That`s why best of all is to strive for having this factor recovered by stability.

So, making up the strategy on the high yield programs, you can recover risk, investing LARGE amount to programs with low income, though stable ones. You can activate doubler or gamble with a pyramid, though on the other hand you may start serious work with the referrals, or something like that.

So, these factors will become the key ones, when making your own strategy. And then everything is usually. You choose programs, excluding risk, invest into them, and make test verification. Then you estimate the potential and results – draw a lesson.

Of course our discussion of the strategies is not over yet. We are going to discuss them more than once, every time in different aspects, alternating the theory with the practice. Hope you could make yourself read up to this very place, and draw the important lessons and valuable ideas. :).

Brett Sherpan

How one can make $1000 per month…

Well, this all investors have this desire early or later, or it may push them when they come to the market. A fond desire, of anyone is to provide a stable and high profit without active participating in business, just relaxing and laying on a sofa. But the main question is - how?

Stop here. If you expect to find here a detailed receipt of getting such sum of money here – do not read further, as such receipt doesn’t exist. Of course it exists – make your hands or head precious as the sum you want to get monthly. But his is a general receipt, which will be opposed by laziness, and we gathered here for other purpose, than dull and wordy profanations on educational topic.:) Many expect a detailed receipt, which would tell what to do to receive such sum. There will be no such receipt, despite attractive title, but there will be something more precious and relevant.

Coming to investments, each person should know that he comes to invest. If it goes about working on-line, it should be regarded separately, and in this case we will tell how to receive the money. Moreover, we assured that it is possible to earn such money by reading our articles, as experienced investor may get it, but let us not hurry.

Thus, you come to invest. What do you receive from it? Outcome, profit and interests. It is true. Interests from the money invested. You invested something, and received something back. Many investors after wasting some money come to the forums and ask - how it is possible to earn 1000 000? It is a good question, but noone could answer it.

Here is our golden advice. :) But stop. What am I talking about? We can tell you how to earn such money. You need to do the following. You count the interests from the profit what you could receive from your investments monthly (or weekly and multiply by 4, and daily and multiply by 30). After that 1000 should be divided by the result, and then multiplied by 100. this will be the sum that you need to get 1000 monthly. Don’t you believe? Check!

If you want to decrease the sum needed to receive 1000, you may just increase the interests (do not forget about increasing risk). If you want 3000 instead of 1000, multiply the result by 3 accordingly, or just divide 3000 by the amount of interests. This is a handy formula, not protected by copyright, suitable for usage in on-line calculators and account schemes.

The last thing is finding a stable, persistent and - the main issue – and safe outcome, e.g. investment sphere. Your interests do not mean anything without such sphere. What is to be done, you may ask. Is the HYIP a sphere where such money can be earned while sitting on one’s sofa? No, no and no again. HYIP is not such sphere. This is investing, reinvesting and watching the pulse of the process, or you lose everything!

This leads to the following. $1000 per month may be easily earned here, and are earned, be sure. But this is the same work as any other, and nobody can list the programs that won’t be a scam in few days. This means that it is necessary to work…. or make your hands or head precious as the sum you want to get monthly.

Eric Marriam