The Analysis and Choice of HYIP Programs

While choosing a program you should stick to following rules.

Rule Number 1
Never put all your money into one small program, regardless of how good it looks, or how great you have been told the program is, especially if the only means of communication with them is via anonymous email. These programs will usually have a free website from Homestead, Tri-pod, Geo-Cities, etc., if thy do have the site. This goes for almost all of the frauds, but can also apply to very professional looking websites ,giving you virtually no contact point information. If you intend to invest a large sum, then you should always make sure that the program in question offers some sort of capital security. In this case, you should also try to arrange a te^te-a`-te^te meeting with the principals. If you have an up line sponsor, ask them if they have this information.

Rule Number 2
Carry out as much due diligence as possible on that particular program. If you are coming in with $1 million, you will be able to satisfy yourself about legitimacy with irrefutable proof, because you will be dealing directly with the principals. Usually an investor with $100,000 can secure a program utilizing a sole signatory account, through an offshore trading structure, and be privy to more info, but this situation is not always the norm. What about the rest of you? Forget it.
There are no public registries, no BBB listings, no bankers or brokers who will confirm anything. For the small investor, this business is based on trust and personal relationships: you know me, I know 'A', 'A' knows 'B', who works with manager 'C', who knows the trade facilitator 'D, etc. You can only do the best with the information that is available on that program.

Do not contact any regulatory authorities to see if any complaints have been made, as this may simply result in an otherwise sound program being shut down. Use the forums that are listed in the appendices to gather as much info as you can and make an educated decision. What you are looking for is impartial advice, which is unfortunately hard to find on the HYIP forums, although the Invest Navigator website is completely impartial, so make good use of it.

Rule Number 3
Once again do not put all your eggs in one basket when it comes to the smaller Internet based HYIP's. You should diversify by placing a portion of your investment capital into many different programs so if one venture goes sour you still have the others intact to produce income. Many small programs will close down. Funding two to three small programs with large amounts is suicide.

Focus on the overall plan, not on a program or two, unless you have found a single large program that offers a good return coupled with capital security. Build your smaller program list up to no less then ten, it may take time, but this is the correct way to go about investing in small Internet HYIP's. If you want to achieve a lot of success, get your mind off the investments you are in, and get focused on your plan. Your ultimate goal is to eventually fund 15-20 paying programs, as soon as some pay out you can widen your program list. Concentrate on the plan not the programs.

Rule Number 4
With the smaller programs, you should aim to recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain invested with their money and not yours from that point on. Too many small programs start out fine, we get comfortable with them and start putting extra money in before the returns from the last cycle come back, and then they fail. Do not reinvest more money before you have been paid back, no matter how long it takes. A good rule to follow is to take your original capital back as soon as possible and only keep reinvesting half of the payout proceeds on each cycle.

Rule Number 5
Do not let large amounts accumulate in small programs; take smaller profits often. Even from the most stable smaller programs, take funds back often. Taking small amounts of profit along the way versus letting a larger amount accumulate before a program goes sour will allow you to see a profit instead of missing out on what you thought you had.

Rule Number 6
Do not jump into new programs right away. Truth is many programs never make it through launch. Why would you waste your time promoting a program that had a month or two to go before you could ever sign someone up for it, assuming of course that the program even remains on schedule.

If it is good this week, it will be good next week or three months from now. Let the program establish a payout history with good customer service before investing money with them. With some exceptions, we do not join new programs right off the bat. If they are still around in another month and everyone who is participating is happy with the program, then it's time to take another look at it.

Rule Number 7
Do not jump the gun and start screaming swindle if a program experiences some problems early on. Allow some time for the administrative end to catch up with the trading and sign-ups, as enrolments escalate. Most programs with small administrative teams have no concept of how many people can enter a program in the early stages. It does not take long to get in a real pickle admin wise.

Steve Sweeny

Priority investment guidelines on the HYIP market.

We hope this material will be in use for those, who hasn`t chosen the right guideline that would help along the capital growth and development.

First of all, we`d like to dwell upon the spectrum of guidelines, offered by HYIP market. Before clarifying, what program it is better to invest, every person, surely, studies methods of the work of the program and, correspondingly, principle of using the investments.

Today, in overwhelming majority, you will have the following list of methods to get the income: gold, currency (FOREX), betting, stock, oil market and a small sector of other investments, which are not so popular.

Among all possible, gold and FOREX are, certainly, the most priority, though other ones can also be interesting with a competent approach. OK. Let`s do it step by step. What is the best among all mentioned and where does the income come from - we tried to investigate the problem. So, starting with the most popular guideline - gold investment.

What do the HYIP programs, working with gold, imply? These are the programs, using investment funds, buying and selling gold bars. I.e. your money are used to buy and sell gold. The thing is that the situation in the world, hence on the markets, will never be stable. There is a war in one region, crop failure - in another. Continuous defects destabilize, reflecting on currencies rates and gold prices.

Besides, that`s important, buying and selling gold itelf, influences the price as well! In such a way, big speculative companies can influence the market prices aloud, buying up and selling substantial volumes from currency reserves!

However, It`s equal, you can both earn money or go bankrupt, and experience and trader`s good work (the one you entrust with your funds) only, can be a guarantee, that your funds are used properly. It`s also worth mentioning that gambling on this market is practically impossible without significant funds that appear with the help of HYIP.

The second guideline and practically the same as the first one, according to funds` turnover is using funds on FOREX, currency market. The terms are the same to gold market and the ``disturbance`` reasons are also the same. Here is the only difference: investing to a project, selling and buying on FOREX market, you invest to money purchase, not to gold (or any other valuable metals).

Another peculiarity of the market is that it`s more flexible and universal than the gold (or any other valuable metals) one. The thing is that the currencies prices are more or less stable in here.

So, if the US dollar is falling in price, another currency is rising in price, in such a way you can be successful for a long time, transferring the funds from one currency to another, hence keeping the growth dynamics. Still, the keenness of wit and fast decisions taking is needed here.

Choosing between those two parallels, we wouldn`t like to differentiate. The principle, volume and opportunities of both markets are huge. As you like. Accordingly, realizing the sense of their work, every investor can answer such an important question: how do they get so high percents?

The thing is that buying and reselling gold or currency, you can benefit, which achieves multiple (!) increasing of the amount deposited. It`s real, both for offline and online HYIP. Now let`s talk about some less popular, still interesting investment guidelines.

So, part of programs use betting funds, stock etc. We`ll say straight away - each of these guidelines is rather vexed. For instance, sporting betting (stakes), popular nowadays, is the most risky and quite similar to HYIP games, it`s better to gamble alone (though, if you know nothing about it, you can go bankrupt, then you should better entrust a professional with your funds or think of any other ways of investment).

Working with stocks or any other high-priced valuables (oil market, for example) means long term cooperation and depositing sufficient amounts. you should always be a professional, however it`s not so risky as in all the other cases. It`s because the activity on these markets is comparatively small, the changes don`t happen so sharply and suddenly.

Important feature for the programs, you are planning to invest into, is mostly, how fast you will receive your profit. Three variants are possible: daily payouts, weekly payouts and monthly payouts. Besides there are multiple ways of withdrawing your funds before the end of a program (in some program you are not able to withdraw funds till a certain date).

We discussed this question in one of the previous issues, now we can say that longer projects (the payouts take place not so frequently) are much more profitable and serious. Admins of these programs work with large amounts and investments are in work for a long period of time, that`s why the minimal investment amount is usually too high (up to 1000$). It`s hard to name well-defined priority in this sphere. Our advice is - combining.

Eric Marriam

Advantages and disadvantages of daily-paying programs

Currently, the HYIP sphere provides investors with a diversity of opportunities to earn money (as well as to collapse). And the difference is not just about the nature of using the investor`s funds (or, let`s say, ordinary scam), but also in the specific character of a program (terms, %, minimal deposit).

Today we`ll speak of the programs, having daily payouts of the funds as one of the main terms. So called daily-paying programs.

So You decided to participate in a daily-paying HYIP. What can catch You on the way? As a matter of fact, daily-paying programs don`t differ a lot from those paying the profit every month or week. Both the principle and the risk are the same.

The main difference, felt, when using two programs, lays in the rate difference, hence these rates` payout (or reinvesting) terms.
We`ll dwell on this in a more detailed way. Daily-paying programs, You can get to know about, in our list, are the programs, based on percents` paying within 24 hours. I.e. every day You receive a definite percent from the amount invested.

You can have it both transferred to Your account or keep growing. The minimal investment amount in that sort of programs doesn`t differ from the amount in monthly- or weekly-paying programs.

Though, in daily-paying programs more often it`s less, than, say, in a monthly-paying ones, where the minimal can be of about 500$. For example, Stocking Trading System, deposit program accepts investments from 10 to 10 000 USD (by the way, those program has rather profitable referral system).

The first thing, catching one`s eye - is the rate. The rate difference between monthly-, weekly- and daily-paying programs is marked by the following tendency: the more often payouts take place, the less the rate is.

On the one hand, the rate difference varies greatly in different occasions. So, if we take the weekly-paying programs with the payout percent - 10%, and compare them with the daily-paying ones with the payout percent - 2%, the numbers speak well of the last ones.

On the other hand, however, comparing two tariff plans of one program, we`ll see that in the upshot daily payouts turn out to be less profitable than monthly ones, for example.

So, Income Generator pays 0.5 and 25% daily and monthly and is profitable, correspondingly, in the first case (depositing 100$) 15$, in the latter case - 25$. But at the same time, Brokers Union program announces the rate, starting from one whole up to two in view of the 10 000$ initial deposit.

Here, depositors should take into account that they can figure on opportunity to leave the payouts on their accounts. In such a way the income can be increased. In some programs, the special plan is provided, where, from the very beginning You decline to withdraw the profit percents during a definite month.

Concerning the risk. On the one hand, risk is present, as in any business, in any HYIP program, e.g. STS Club (Stock Trading System) gamble on gold market. It can`t be said that daily-paying programs are more dangerous.

It`s just that Your daily payouts can prove to be under the threat of some market changes, possibly ``win back`` during a long-term period. But, at the same time, the losses from such programs turn out to be much less tangible.

The most attractive side of these programs is, of course, constant control for one`s funds and payouts, transferred to Your account. Here You can figure on constant notification of the money flow and, as a result, more efficient work and contact with the customers.

So, Income Line program has active enough forum, moreover the distinguishing feature of this program is its full automatism. The admins of this kind ?§?  programs will hardly go underground. It`s vitally necessary for them to communicate with customers constantly.

However, as it was mentioned earlier, the percents in these programs will be less, than those of more long-term opportunities. It`s also worth mentioning that in the sphere of daily-paying programs the SCAM can be met less than in the other ones (though also possible).

Everything is about the funds` volume, simultaneously being deposited by investors to a program`s account. Frequently, it doesn`t reach the amount, having appeal to be withdrawn, however, this amount allows to operate on the market, hence, to payout the percents stably.

By the way, speaking about automatics. Now, more and more fully automated programs are appearing (HyipMonster, Horpax Corp, Income Line, STSClub, Intelligent Invest and so on.), it testifies to a certain tendency in this direction.

Maybe we are on the verge of fully automated HYIPS? Than an actual question of using the funds remains open??¦it can`t be managed without a human.

It`s also should be taken note of the necessary deposit term. In some programs (8?•20, Asia Trading Company, InsideFX) the deposit term is well defined and can reach one year (in the last one). Though, small term (a month or 20 days) - is not an exception as well.

You cannot take Your money from these programs whenever You want, even in spite of daily payouts.

Summarizing, we can advise investors to orient themselves, in accordance with the terms of each separate program. I.e. to choose definite complex, most closely corresponding to investor`s wishes. Fortunately, any variants can be found today.

Though??¦ it`s important to understand that programs are well balanced in many respects and, gaining in one aspect, we loose in something another. I.e., winning on percents, loose on the terms; going public, add some risk.

Today we mentioned some basic characteristics of daily-paying programs, however, we should say that there are exceptions to the rules, discussing which would take up a separate article. It often happens that such kind of exception is just a SCAM, so we advise You to be as much careful as it is possible.

Brett Sherpan

Programs with the long age. How to define?

In one of our former issues we wrote of different types of pyramids, MLM and Ponzi in particular, besides we analyzed the correlation of short-term and long-term programs. However, now we`d like to supplement the conclusions with the final chord, devoting all the article to "long-term" programs, explaining the principles of their work, and the main thing is how to define them.

"Defining" is certainly rather doubtful statement, the more so as not all the programs can be exclusively referred to this or that type. Everything is very doubtful and unreliable, to rely upon with 100% confidence, though investor working experience and feeling can show who is who and You really can rely upon it.

First of all let`s decide what programs can claim to be called long-term ones, on the simple reason - the payback time won`t be earlier. Pyramids - is the first thing that comes to mind, and it`s absolutely right. Pyramids, by definition, are high yield programs with the long age.

Of course we are talking about right, competent pyramids, not about using this principle with the purpose of fast enrichment. Nothing prevents You from immediate losing, though these are exceptional cases; so - here are the basic distinctions.

The first one - the terms declared by programs. The programs, counting upon short-term are originally striving for investing maximum money from the part of investors for the maximum term. That`s the main term. They just can`t stay longer and intensify their work, just like a snowball.

200% per 2 weeks, some sort of plans, saying the terms "week", "day" etc. (that is the boundary term You can withdraw the money) are the character features of short-term programs. And the site, of course. Their site can`t be good. Either the engine is free, or it`s the clone of any other site.

Of course, one can earn here as well... but we`ll speak about this in our article about short-term programs. Though You should remember, the interest offered is insane. Is it worth investing?

The terms offered in pyramids are more prolonged. Here we are not talking about pure scam. Different investors work different, and these programs are really aimed at more qualitative work (to be exact - more qualitative build-up of a pyramid). That`s why look - a month or two mean something.

You can find this information not only in plans. If they have been working for a month already, though they are having good potential, being a definite pyramid, You can try it. If the term allows taking a risk - try it. If everything is good, in a month already You will be able to recompense Your deposit, getting solid per cent. Besides, You can get additional bonuses from referrals.

Of course one more important thing is... the site. Yes. The site in the Internet is like an office, the face of a program. Pay attention to its quality, design, the way their content is organized, what technologies are in use. One more thing of no small importance, we were not mentioning yet, is... banal SECURITY.

Serious program takes care of this, cause modern technologies allow not just blocking the work of the site, but also... stealing money, and destroying anything violator wants. The site, designed manually, bought, is a claim for SECURITY.

That`s why, taking into account the fact whether the site is designed manually or You received it for free, You can not just rate the "paying capacity" of a program, You also rate the way, authorities can keep Your money. And...; can they do it at all.

Pay attention to entering passwords, to the connection with the site. Of course, the best variant is a private program, or the one, working through the system of offers, though it can just be nominal means to control popularity.

And low percent of course. Programs that are going to work for a long time (pyramids in particular) don`t declare any kind of high interest rate in their offers because they have nowhere to "run", and if the business is real - then double income means double danger.

If everything is OK, but You understand - these guys are not working on the market, You deal with a long-term pyramid. It`s possible to earn with them - go ahead! The main thing - as You already know - is to be as much watchful as it`s possible.
Good luck!

Eric Marriam

Probability theory in HYIP

Many investors ask me: “How can you figure on victory, fighting against scam, if it’s the CASE prerogative?” :)

- What fighting are we talking about,

- I reply, - if you don’t invest? This is one. Speaking about chance, here it’s enough to have clever and well thought-out strategy, where chance, luck will not be taken into consideration.

We can rely upon MATHEMATICS, upon the probability theory, proven in the previous century! :)
Indeed – mathematics is a great humans’ achievement, allowing him defining clearly the laws, rules, breaking down the whole into parts. Well, possibly these are the main achievements of this science, achievements we use in our everyday life. And all the number, surrounding us – is just a consequence of the data from philosophic fundamental principles.

So, what is the connection of probability theory with our talk? The connection is that very often, forgetting about these principles, investors lose a lot. Would you like to know why you could lose, without taking the probability theory into account? Keep up listening.

Of course nobody will tell you that it’s a “cure-all”, though on the basis of these knowledge you can achieve many things. This is the unique key to form strategies, to work out tactics and… earn money. :)

So, let’s stop that milk and water and proceed to the world of mathematics. I’m not going to burden you with formulas and calculations; it’s too difficult for the untrained listener, though literary basis will let you doing it independently.

So, what is the probability theory? The probability theory – is a mathematical science that studies mass random phenomena patterns. It’s called “the event”. The random event (or simply event) is a phenomenon, which may or may not happen subject to realization of a certain aggregate of the conditions.

The probability theory deals with the events that happen everywhere. It means that this combination of conditions can be repeated limitless number of times. Every realization of the combination given is called test (experience).

Remember this word “experience”. As for me experience is the key point in investing. :) For instance if the test is investing to HYIP, then getting onto scam is – event. If the test is rolling the dice with the figures (points) on its sides from 1 to 6, then getting 5 is the event.

Well, we are investors and what can we draw out of here? We can draw out a couple of unwritten rules one should stick to. According to the probability theory, we have the following situation. If you flip a coin 1000 times, then, according to the probability theory total amount of the heads flipped is going to be 500 times.

If you flip 2000 times, then – 1000. On average. We don’t give you the exact results of the exact tests, though they are like that approximately. And probability is always somewhere on the mark of 0.5! However, the more tests you have, the less is the probability.

Here is the probability theory. I.e. if we invest money to all program in a row, sooner or later we will achieve success, cause sooner or later the number of “hits” to really working programs will be much more than investing to those, which are trying to scam you.

Let’s think, what results from this? It results from this that you simply need to have more tests. If you invest to program regularly, you will receive profit regularly as well in the result of… the probability theory.

The most important here is that every investor should create tests regularly and constantly. No matter how paradoxically it may seem, but constant investing and regularity, as well as the mass character are the guarantee for success.

Sometimes newbie investors invest from time to time, when they like, or when the situation in their wallets is Ok for investing. But primordially it’s a losing strategy. If you shoot occasionally you can miss every time, but if you shoot regularly, the probability PRACTIC will work for you!

Isn’t that great? You just try! Think it over before investing, and I’m sure you will succeed!
Now when people ask me how do I think to defeat scam, I simply say, scam can be avoided. You just need to pass it by, and it’s no so hard, if you arm with EXPERIENCE and elementary mathematics.

Brett Sherpan

How to calculate your income.

Every material of ours is aimed at teaching the newbies and offer professionals to regulate their opportunities, potential and facilities in a way for their mobilization and achieving more valuable, faster result.That??™s actually why the section about investors??™ ???documents??? appeared. That??™s why this particular material appeared to tell you how to make calculations of your income, how to make it better and why actually it is necessary.

Typing the word-combination ???investment calculator??? or ???profit calculator??? in the search engine request field, you will be offered about a hundred of free specialized calculators that can calculate your profit perfectly well. We will pay attention to them, though first some theory should be mentioned.

First of all, the principle of the calculation itself is quite simple. And does not deserve to be described in the whole article. Actually it doesn??™t if speaking about simple summation. And it wouldn??™t worth if investors didn??™t do mistakes using this simple function.

As you understand it is fraught with disappointment, and even plans frustration. That??™s why every time when you calculate your future benefit, you should be first of all 100% right concerning the calculations.

So, the basics. The calculation formula is very simple. Your deposit * (1 + profit rate)term = your total income (with or without the principal investment (if you wish to get pure profit, hence you need just to minus the variable Your deposit from the amount resulted).

And the first thing where investors make mistakes is a term. To make the calculation right, you should type in ???not just the term of your deposit???, you should write down the term of your deposit, which is divisible to your interest.

Let us put it simpler. If you invest for 10 days, and your interest = 5% FOR 10 days (in accordance with the terms of a program), then if you type in the number of days, I mean 10, you will get the mistake, because the formula calculates the ???units??™??? number as a term. I.e. the number of times, you should sum up money to your deposit.

Better to say, it??™s a simple multiplication by the number of adding the interest to your deposit. It??™s the simplest formula, and at the same time it??™s the one that calculates compounding deposits. As you can see the amount is not taken fm you account it remains there and the interest rate is calculated every time from the remainder on your account.

If you make these calculations in series, without the formula you may have the mistake, if you don??™t sum up the interest received to the deposit and deduct another interest from it every time. So, here is what happening on your account. :)

If you wish to get the amount of your income, no compounding included, you will have just to remove the variable ???term??? and divide the amount by 100. All this is realized up to a point you get the ???hundredth??? interests.

You can also put the division in brackets. So, our formula looks like that: Your deposit * (profit rate * term/100) = your total income. That is all.

These two formulas will always be the first reason for the profit calculation. Though, then as you grasp new investment summits, you will certainly have not just to use more complex formulas, you will also resort to the help of the worked out ones.

Concerning the formulas??™ simplification it??™s important here not just to sum up the deposits received, and possibly to calculate the total interest number you get from each of your programs. However, it is only actual if you make the same deposits in all the variants.

The ???risk degree??? is also good to be included in the formula. Of course it will not sound mathematically, but you can divide the interest you get (profit interest in the formula) by the unit, you give to the program as the ???confidence level??? If you are penetrating enough, in the upshot you will be able to see also the amount of the incomes received if any of your programs collapsed from your calculations.

And, hence, you will understand that from your income amount the one with the least confidence level is deducted.

If you use the existing calculators, you know they will hardly astonish you. For instance, Hyip Navigator offers rather simple calculator that calculates on a simple form, though having one peculiar feature about it. And by your request you can calculate any value in the formula.

So, if you wish to get the certain profit, you may calculate the term or the interest needed. It is done with the help of the ???reverse??? formula. Which is actually formed in accordance with the mathematic rules. It is a good function, though we don??™t recommend you as investors using such calculations as the guide to action.

If you calculate the term needed or the interest, searching for a program for you, you can lose, without taking a look at other characteristics, not paying attention to its quality.

There are many programs that offer calculators by themselves, which can be used before completing investment. For instance Oceanic Financial calculator: https://www.oceanicfinancial.net/calculator2.php another simple form is used here.

You should be warned that programs can be not honest in their calculations, though I don??™t believe it, cause anyone can check the work of such a calculator, catching the scammers immediately. So, this kind of practice hasn??™t been used until now.

Here http://www.u-software.com/onlinetools/fhc-online.php you will see another calculator that doesn??™t offer anything special, though if you follow the link you can download free software for your site. By the way, significant add-ons, which can satisfy everyone, can be discovered in such programs. :)

But, not the HYIP investors. Such things as stock value, transaction value and other stuff ??“ is not for us. However, important features concerning the calculations of the funds transfer cost, administrative fees and others are certainly going to make your calculations more accurate.

Besides, in the calculators like that you can save your results, establishing a file of programs and calculations for them. Making standard patterns and calculation formulas are also possible.

And finally. Always be pure mathematicians and pragmaticians. If you make calculations yourself, you should necessarily check the results. Your success possibly depends on that and you shouldn??™t be the hostage of your emotions and if you can??™t ??“ you??™d better ask somebody or make a file with standard Excel formulas. :) Good luck.

Brett Sherpan

Applied methods of collecting information

In the age of information, possessing it means actually to rule the world. Practically everything in the environment of ours makes up informative canvas, which can be ruled, controlled, and corrected in accordance with your needs. It`s enough to possess information and be able to handle it. In today`s article we`ll try to tell you, what it means to possess information in the HYIP world, namely ` how to get it, where to get it and ` how to use it.

Unfortunately just like in the majority of our issues, we warn you that in such little volume we can’t expound all the knowledge we have on this topic. So we’ll just try to expound the essence that will help you to move further on independently, and of course – to get the minimum required.

So, this article is about they way how to collect information about HYIP programs in a better way, what to do with it and how to estimate. First of all, as soon as you are going to invest, we strongly recommend you to consult the Who Is service to know the registration data of your program. As soon as you are through with the Who Is test you will have extremely important data such as – registrar, admin address, his mail address etc.

In case the domain is registered anonymously, you can also draw a certain conclusion – whether these guys are worth trusting or not. If this information is indicated, you can check it via Internet, just mentioning the address o telephone in the search line, maybe you will become aware that telephone code, indicated in the registration data is a telephone code of Antarctica which by the way really exists.

Then we recommend you to go to your favorite HYIP resource, where the catalogue of the programs, blacklist and forum should be. Of course we strongly recommend you to take into account that not all the catalogues and not all the forums are what we want. Several times we have told about that in our articles, devoted especially to catalogues and we are not going to repeat that again.

If you don’t trust a resource, you see that his work is low quality, we advice you not tot trust what it does. I.e. some honest programs may be put to the blacklist, just because it was added there automatically, or by admin’s request.

As an example we’ll give the resource of ours, cause it’s the best of all we know. :) So, it’s better to start with the search:http://www.hyipnews.com/search, in the search line enter the ADDRESS of the program and the result is easily seen. Immediately you will get the detailed information concerning whether this program has ever been mentioned in the daily updates of ours, if not then in the e-zines of ours or whether it’s listed in our catalogue or on the forum.

It’s quite simple. We have a catalogue, black list, forum, news line, and magazine. This program could get into magazine as some interesting offer or not, it can be listed in the catalogue as the one we invested our money to, in the black list it can be listed as a SCAM, we are trying to add maximum possible amount of new programs to the forum and for sure you may find lots of interesting details in discussing its activity.

You should make a separate search in the topic: WARNING LISTING: http://www.hyipnews.com/forum/index.php?showtopic=147 - all the programs investors used to experience trouble with are published in this topic. Close to the names we try to indicate why exactly the program was listed here. Whether it’s not paying out the funds or it’s offline – everything is here.

The list is updated daily and hardly ever any of interesting programs will be missed. Actually if a program is not listed on HYIPNews – it can be suspicious. By the way, the fact program is presented in this listing of ours, doesn’t mean anything yet. If the site of the program you study is offline now so it’s used to be there sometimes ago and now it’s back.

This information is valuable by itself, cause judging from experience, such programs may have troubles in future.
So you collected as much information as possible from your favorite resource. Where are going now? Here we can choose. If you don’t wish to do all that, choose one of the variants and take your decision, if you definitely want to save your money or at least not to feel sorry afterwards when you miss something.

So the variants are Google, Forums, Catalogues. The last one – you will certainly have to examine some other catalogues fro receiving as much information as possible. Thená move on! Make a list and check, though keep in mind that while preparing the news, collecting information for the forum of ours we do all this. :)

Forums now. Enter any of the famous forums, you are using in addition to the “basic” one, submit the name of the program in the search field. Keep in mind that the name where “hyip” goes for a separate word would not likely give enormous results – cause the result will be stunning. Nearly every forum database comes within this request.

Of course after the unsuccessful attempt one may use the quotation marks. But the best is to write in the domain name and you will see that the result is unique, cause there are no identical domain names. But, not all forum members call their subjects as necessary, they don’t always give links to the program under discussion, well then you’ll have to experiment then.

Now let’s proceed to the third, the most powerful, and at the same time common tool, namely –searching via the search system. The only rock may trap you here – incorrectly made up request. As for the rest, all search engines work approximately the same well, and it won’t be a problem for sure. :)

So, what are you searching for? Submitting the name of the program you can find too many coincidences, submitting the address – very few, or just the site of the program. All this makes the task harder, though it’s worth trying both variants. As for the rest you can make use of habitual tools, use the quotation marks, type the word HYIP or SCAM near, you may try to use your fantasy, typing the word “paying” next to the name of the program.

As soon as you are through with all the manipulations in a separate file you will have the complete picture to take the right decision. You can be sure – now you are protected much more than earlier, success is not far from your wallet as it used to be.

Todd Lawson

What is there in the name – HYIP names, their meaning

When you meet person, you certainly ask his name first of all. And the name – it’s the first thing you hear, the first information about the person. Of course, perforce you have a certain opinion about him, reasoning from his name. Maybe that’s the name of some relative of yours, or some offender, or your aunt, who bored you to death in childhood. All this leaves the mark on further communication, so we decided – the name of HYIP – is the same as the person’s name!

When you meet person, you certainly ask his name first of all. And the name – it’s the first thing you hear, the first information about the person. Of course, perforce you have a certain opinion about him, reasoning from his name. Maybe that’s the name of some relative of yours, or some offender, or your aunt, who bored you to death in childhood. All this leaves the mark on further communication, so we decided – the name of HYIP – is the same as the person’s name!

Moreover, if a person won’t assume the right to be superstitious as regards to some specific name (well, it would be somehow not nice to cross oneself, or avoid communicating to a person called Steve or Josefina), then in the world of HYIP such prejudices are in vogue. And… for the sake of truth we must admit that sometimes they realize, because often the author of the program wants to express the main advantage of the program in its name, and that becomes the reason of a collapse.

Such regularity developed due to objective reasons of HYIP development. We all understand that administration actually have no many variants to choose from. First of all, the main and the most circumstantial variant – using four sore letters: HYIP. Nowhere without them… to be exact one can do without them, but in such a way it becomes clear what it is all about.

- Good day, I’m John Hyip. Nice to meet you.

Tell me, everything is clear for you. Where is the person from, what is he (and there’s a strong association in the brains of a genuine investor: isn’t it a SCAM?) Maybe you have already understood that his parents went mad on online investments. :) That’s a joke. In such a way, TOP position in our list is the word HYIP (abbreviation of course, to be exact).

Then the words FOREX, GOLD, FUND and different forms of the word INVESTMENTS are used equally. In fact you should know why these words are used more often than others. Programs that work on FOREX try to call themselves like that, and programs that buy or sell oil, more often put this word into their names.

Everything is quite simple. You also know that the greatest value fro investments is gold – the price for it changes often, it’s comparatively high and predictable. As the result – this word becomes the part of the name of the program.

Besides, the main e-currency for HYIP transactions is – e-gold, which is inseparably connected with gold. Concerning “investments”, “investment”, and simply “invest”, obviously these words are not worth talking about; everyone knows what they mean, and why programs given are called like that and nothing else. We are all from the investment world.

Large group of names make up programs of different traders, experts etc. It’s usual. Actually, original name of a program will hardly save you from being scammed, but it will definitely be better than some old, plain name. All because everything here is according to the principle “the way you call a ship”…

As for the “effect” of the names, we can say the following. First of all, investors have a number of strong NEGATIVE associations with some names. They won’t just invest to the program, if it’s called like that. Moreover, if in the consequences it turns out that it’s a scam, the rule proves to be true.

Unfortunately we have no exact statistics, though while preparing this article we carried out small investigation that confirmed these rules. So, one of the most dangerous for investors are programs, having the word BANK in the name. The thing is that notions “BANK” and “HYIP” are totally incompatible, that’s why such a name has the purpose just to win investors’ favor, to make them sure they are safe, connecting their program with banks in their consciousness.

Rabbit, known to everyone usually comments on the messages, saying about such programs collapse easily: “the word BANK in the name – so it’s a SCAM”.

The second widespread variation on this topic is the names, based on the payout method, they realize. DAILY, WEEKLY, MONTHLY – like that. And here the word “hourly” is the most disregarded by investors.

Actually now there are several programs that realize payouts hourly and having the word “hourly” in their names that work honestly, brining revenues, though more often such programs disappear right after the start of their work, and there’s nothing left to establish another confirmation. More likely it has to do with objective complexity, which is – to pay hourly is more difficult than to pay daily or weekly.

And so we are finishing our brief review of the HJYIP names and their meaning. Hope it was interesting. If you know something to share with on this topic, we are always open for communication with you. Good luck and… pay attention to names, they can mean a lot.

Eric Marriam

Maximum of the program is a sign of weakness?

Among other characteristics, the program has a characteristic that in fact rarely brings interest from an investor. Because this figure rarely plays an important role ??“ few people agree to invest in a program with the amount more that four zeros. But like everything concerning the program, it should give to an experienced investor priceless information because it tells a lot. What exactly ??“ we`ll try to analyze in our article.

First of all, please answer a main question ??“ why does the administration need money at all? It needs money to make profit more that it does now. That is, because a trader makes a profit not in money but in percentage, the amount from which the trader gets a percentage should be INCREASED. To the maximum.

If an investor makes 10% a week, there is a big difference whether he makes it out of 10,000 or 100,000. It turns out that if he takes 5% of the amount, his earning is growing proportionate to the amount which the trader works with. I suppose this axiom is clear to every investor.

At that you can notice that the risk of losses is increasing as well. But anyway when you work at the market like that you should always strive upwards. Because if you`re not a professional, you`ll lose with any amount, and if you`re a profi you better take a bigger sum in order to lead a game on a serious level.

The matters stand in the other way with internet and HYIP. Firstly, there is a lot of deceit. Secondly, there is little trust here (it comes out of the first point). Thirdly, there is little publicity. I mean that all Internet transaction, a person to whom you give money, etc, all that stays in the shadow and can be revealed by the malefactors and used with bad intentions. The conclusion is that caution doesn`t hamper.

As a logical result, the programs have a limiter (actually they had it from the very beginning). It helps to prevent some difficulties. From one hand, it seems that the program that needs more money should not limit its investors. It occurs that the program won`t be able to pay such a percentage. I.e. it won`t be able to pay 10 out of 10,000, and if the sum like that is invested, nobody will receive anything. I mean ponzi. In fact, it`s right. To promice 40% out of 100,000 a day is rather silly and self-assertive. If you don`t want to lose, better avoid such programs. At least, try to clear out why that is with its percent? Are there any limits?

From the other hand, the programs proposing a well-grounded percentage and really exist at the market are not cunning when they say they don`t have any maximum. Their main aim is to get as much as possible turnover means. But often such programs close becoming private. It should happen, as sooner or later but `maximum` comes. These are thoughts from one hand.

Thoughts from the other hand are the following: one should understand that the Internet differs from the real life. To transmit $100,000 to somebody here is not carrying a bag across the road. It`s rather dangerous and very often ??¦ not necessary. Because it`s better to go to the bank with such a sum and to make a legal and protected money order. But even not paying attention to the details, it`s responsible. And obviously the Internet is not ready for operations of large scale. And limits of exchange services can bring many problems.

In addition to that, the sum affects the guarantees. If the program offers the maximum of $300 it should be obliged to pay its percentage for ages. :) There are such programs, you know. Besides, the program can have a reserved fund to cover PARTIAL losses, which makes a lesser amount that with large deposits. In fact, if the trader cannot afford to work with such amounts, the situation is completely clear. But these are just guesses. Each time you should find out with the administration on a private basis.

There is another moment ??“ you should pay attention at the maximum comparing it with the site quality, service work, etc. Because if for $50 you are said you can invest 200,000 in it, it looks affecting at least. Would you allow transporting a sum like that in a broken old car? Would you trust somebody to do it? Exactly.

Summing up I would like everyone who reads the article to think and work out his own estimating system, his own action program. In every separate case this system will allow you determine without error the best variant. In practice, you can ask questions with a lot of consideration and estimate the answer. It`s very important for the successful job. And we`re sure we give you a key. Reconsider your estimation again, pay attention to the insignificant details and you will be able to achieve success. We guarantee.

Lella Prior

Book-keeping fundamentals

Hope, our reader remember that the first part of this article, or more precisely, a couple of articles was devoted to the advices of how investor should conduct the databases for his programs. In other words, calculations and catalogue, which then helps to make the statistics of own work. Now we want to pay attention to the issue that we decided to call “book-keeping fundamentals”, and tell you about taking stock. We sure, living without it is more complicated for the investor.

As soon as you started to invest you might probably not think that this game may be a serious business. WE are not sure, of course, that this is a serious game for you now, and if you just enjoy the playing, this serious approach won’t be interesting for you. However, everyone may find something useful in our articles, so even if you are not going to bother yourself with staining the papers, we advice you just to enlarge your outlook. :)

At first, let’s define the notions that we will be use on casual and amateur level. At first, the budget is an amount of money, which you are going to spend in a definite period of time for definite purposes. Everyone has his own goals – to buy roller skates or to play over. Yes, this may also be an item of your budget.

Calculating the money in your budget, you may mean the money you already have, as well as those that you will earn. For instance, if you know that you will receive 5 grands from somewhere, and you always receive this money, i.e. this is a real event but not your dream – it may also be taken stock of, as the sum that can be spent. For instance, salary.

The main items in your budget (or plan) will be revenue and expenses. Expenses are minuses and revenue is pluses, i.e. the money that come to your account, respectively. Profit is the result which appears when you distract expenses from revenue. However, this will be loss, rather than a profit. :) Then you may just use the term “clear profit”.

The first step of our casual book-keeping for newbie is done. How would I do it. At first, I’d define the sum of my budget. Let it be $1000 for a month. I expect to receive a transfer of $100 from my aunt in the middle of the month. I know that I have to pay out $300 credit. In general, it concerns casual expenses, but after calculating them I single out a sum that I could spend for HYIP. I do it all, of course, on the sheet of paper with columns and pictures, but PC will go as well (without pictures).

I singled out $500 for my HYIP. Excellent. I put on this sum on the top and decided to think over where and what I would do. At first, it’s necessary to take into account that such thoughts don’t appear when you have just one figure on the top of your sheet. Usually all is decided in your head, because this guide is most useful for those investors who follow the plans and strategies, i.e. know their mind. Let’s not get further. Thus, you plan (or just put in your budget) where and how you will spend your money. The main items.

I write the following: $100 betting, $150 – some program with low interests, $40 for doublers etc… it’s possible to put down when you will invest the money. For not wasting it all at once. :) I always leave $50 of reserve fund. If all is ok, I’ll have a profit, but if not, I may try again.

Thus, what we have. At first, the sum that we may spend. At the second, a detailed plan, the third – action strategy, which, if we don’t get beyond its limits, will help us to know by the end of the month if we lose $500 and not more or if we may move somewhere.

The last issue is very important. If you are indifferent where you’re going to, of course, it’s not important. :) But if you really invest, you’ll be interested to know how much money you earned two months ago or a year ago! Fancy, how interesting it will be to compare and learn some lessons! So don’t delay. Make such document and put down all necessary data in it. :)

The month started. You invested the money where you wanted and immediately noted these transactions in your book-keeping document. You should do it so: the date, where you transferred, where you transferred from, the sum, batch and the purpose (for instance, deposit in some program or “additional deposit”).

In general, here you may repeat all the data that you may find on the history of your transactions on e-gold. Say you’ve never used it or never needed it! It’s necessary! Fancy how useful will be to have such document at hand.

In principle, transactions may be noted separately. However, it’s possible to mark them in common list, put down the sum, but put it down either in revenue item or expenses item. If you have transferred the money, mark it in expenses item. If you have received it, put them down in revenue item.

Thus all your transactions will be noted in one place but you’ll be able to calculate separately your revenue, expenses and profit at the bottom of the table. You will see how much you lost, how much you paid for currency exchange, or transfers, or charges. This is important when you care about each cent and care about your well-being.

It depends upon you how detailed the table will be. It will be so detailed and thought-out , structured and detailed as you will do it. Fancy that this is your purse, where you need to make pockets, make strict parallels and settle everything down. You are alone you’re your imagination and you may do anything you want. The main thing is that the figures should agree.

Checking the figures is the main precept of a book-keeper, and you have to learn it as well, and - all the best! Good luck.;) Share your experience, dear sirs.

Brett Sherpan

Managed Futures as the future of the investment of funds

The investment motto says, „Saving is good but investment is more efficient!“ This statement moves the well-tried but low interest paid account book into the background and increases the interest of young investors constantly. But the interest in the capital market and its attractive investment possibilities does not only grow at the colleges or universities.

Traditional investments such as shares, bonds issues or immovable property do not constitute the total portfolio anymore for a long time. In particular, yield-strong investment funds are placed in the focus of the public.

However, the strong attack on the alternatives investments has a disadvantage too. The kinds of the investment possibilities are numerous and the private investors and financial managers are missing information and experience with the individual products.

Ignorance and uncertainty of the investors affect the decision for the investment strategies. The Superfund sets exactly here and informs as an offeror of Managed Futures products about the function and strategy of the investment class, which belongs to the alternative investments.

Lasting and effective success needs security instead of risk. Professional investment managers use Managed Futures since over 30 years to optimize pension funds as well as bond issues and share portfolios. According to the Barclay Group, the accruals of funds in Managed Futures rose to 17,6 per cent between June 2005 and June 2006 in Germany. As investment class they make up the total of the market of 149.5 billion US dollar.

But what hides behind Managed Futures? Managed Futures are the listed future transaction of certain trade goods and also financial products. Here offerers and customers meet each other, who have two-way expectations of the future price development of a special ware or a product. The offerer wants to hedge against sinking prices and makes agreements with his customers in advance to send his product for in advance agreed price in time.

However, the customers fear price rising; therefore they hedge the price in advance, which they are able to pay. There are also investors, who speculate in rising or falling prices and accordingly buy and/or sell Futures. Only these investors make possible to accomplish the forward pricing faster. They increase thus the liquidity of futures and options markets.

Private investors stand before the decision how they invest in the individual markets. Managed Futures funds are a type of „Universe-Weather-Investment“ because people can benefit from the rising and falling price trends in all acted markets. Until now most private investors invested in pension funds, immovable property fund or share funds.

That’s why Managed Futures of products are suitable precisely for these investors because they can increase the interest yield and also reduce the risk for the classical portfolio of pension and share funds.

The advantages of Managed Futures are convinced because they offer an extremely attractive investment-risk-profile. They are suitable optimally for the admixture for almost any depot because Managed Futures reduce the volatility. Moreover, we can say briefly that Managed Futures offer the chance of above-average profits in each market situation for a long time.

The Superfund (in former times Quadriga) was established by Christian Baha in 1995. Since the establishment the Superfund group proved to be one of the world-wide most successful offerer of Managed Futures products. Today the Superfund manages the fund total of more than 1.35 billion Euros. 370 workers care for more than 50,000 institutional and private investors in 16 countries.

The success of the company is based on the self-developed fully automatic computer commercial systems, which follow the world-wide price trends of more than 100 Futures markets. The Superfund group also co-operates world-wide with the financial control authorities to offer the customers products with highest security.

The Managed Futures strategy is one of the most well-known style directions. The Commodity Trading Advisors (CTA) invest into loans, shares, currencies or raw materials at the world-wide forward markets. The fundamental idea is the acceptance that course movements run off in so-called trends which process can be predicted by means of technical analyse tools (but with a certain probability).

In principle, investors differentiate between systematic and discrete strategies. While systematic strategies represent exclusive computer-based trend subsequent models, the investment decisions are finally made by discrete strategies on fundamental information’s basis. The respective purchase and sales decisions are exclusively made by a computer model.

CTA investments prove typically no or even a negative correlation of stock markets and are therefore an indispensable admixture of each Hedge fund portfolio.

Nicole Berger

The role of forecasts on the exchange market

Everybody who is connected with the currency or fund market would like to learn to predict future. And of course, this task is not easy. The prognostication of rates of exchange is more complex occupation than the prognostication of any other macroeconomic variable one.

If you want to predict a future change of the conduction of rate of exchange it is advisable to determine the level of inflation in the near period. The more opened the economy is the larger degree all your forecasts will depend on the level of inflation.

In the broad sense, there are four basic approaches. The first and simplest method is to assume that in one year the exchange rate will remain the same as today. A similar “arbitrary” assumption is based on the fact that the probability of increasing the course is equal to the probability of its reduction. This fact does not impress much.

The second approach is based on the effectiveness of financial markets. We can suppose that the guaranteed American bond brings annual 5 percent, but the bond in pounds sterling gives annual 7 percent. Obviously, the market assumes that the aggregate profit of those and other bonds will be identical. Otherwise the interest rate on the bonds, whose joint income is expected lower, will rise to compensate losses.

The corresponding increase in the rate of exchange in which was designated a weak bond is expected potentially. The market attempts to make the aggregate profit or, as traders tell, to reach the unprovided percent ratio (UPR). It is much more reasonable than the first approach, but however this approach is not also suited as the prediction.

The sense of the third approach is a question what change in the exchange rate will be required to bring the economy into equilibrium more or less, moreover from the point of view of reaching steady pay balance. The vexed question is if such method of the fundamental-balanced exchange rate (FBER) is actually the good technology of prognostication or this is only the sequential attempt to accept desired for the real. In any case, forecasts made by means of the FBER are completely unimportant.

The fourth method is also based on the fundamental concept of equilibrium. The overall meaning consists in that the rates of exchange must move thus to equalize prices everywhere where the mechanism of their use operates. This method is based on the parity of buying attitude (PBA) but not on the incomes of the financial assets. It is possible to expect good extended forecasts from this method. In this case, it is worthwhile to combine this method with UIP. It is completely useless by short-term forecasts.

There is another method proposed by Sushil Vadhvanie, the official representative of the committee on the currency policy of the Bank of England. Specifically this committee determines the interest rates in England. Its method is based on the so-called model of intermediate period, which in the essence combines the UPR and FBER approaches.

According to this approach, changes in the rates of exchange reflect the difference in the interest rates and the specific insurance to the risk. The variables, which supporters of the UIP and FBER methods use, influence on the insurance.

The UPRFBER Method works completely properly and explains the exchange fluctuations in the larger degree, although its calculation formulas of the ratios between the currencies are sufficient “tenuous” from the statistical point of view. According to this method, all rates of exchange aim at the balanced level.

The variable of the difference of the interest rates plays less important role here than in the UPR. Special attention is here paid to the level of unemployment. The supporters of the FBER method do not consider it in their calculations. An increase in the level of unemployment decreases rate of exchange. Acting directly, it influences on the interest rates.

In any case, all this has much great significance than it would like. Thus, according to PBA and FBER, the exchange value of pounds sterling is considerably overstated relative to euro at the present time. UPR also predicts a drop of pounds sterling as a result of that the British interest rates are higher than European ones.

However, according to UPRFBER, pound sterling will possibly remain at the previous level as now. Its increase with respect to the German mark was caused only by an increase in the level of unemployment in Germany. Furthermore, it weakened the German stamp because it is considered that the basic condition of the current business account in Germany became worse. A similar situation prevents internal investments evidently.

The suppositional conclusion is that pounds sterling will remain strong. We want recall that any of these models cannot be used purely mechanically. There are many of other factors, influencing on the system, and it is impossible even theoretically to predict all them.

Nicole Berger

Autosurfs crisis

The fact that current condition of autosurfing sphere doesn't look successful is evident both for investors and administrators. Very few people try to analyse it as a general tendency, paying attention rather to each particular case of decay or fall. But if you ascend a level higher and observe a general condition, you will see that it is possible to speak about general worsening conditions in comparison to the situation of the last year, for instance.

This decay started in summer and it allowed to assume that the situation will improve with the beginning of autumn as more active season, together with HYIP sphere, but, unfortunately, no significant changes occurred.

To define the reasons why the story goes the way it goes now, we should observe it from a few angles of vision and define why it became possible in comparison to previous years. One would think that the situation should successively change to better in all segments of online investment sphere with growing amount of people interested in online investing, and with the growth of the level of their experience and education.

But, on the contrary, increased level of experience makes investors choose a strategy allowing them to operate their funds with minimum losses, which, at the same time, is harmful for administrators of autosurfing programs. Investors try to get into the program for a short period and get out quickly to have their money safe, thus producing problems of cash flow, when administrator is forced to pay out a lot of members after each cycle.

Administrators, at the same time, try to find all possible methods to survive. Some of them accept 50\50 rule, which still call a lot of discussions about it. It is not really clear if this is an excellent measure to provide a program with a long-lasting perspective. It looks like this measure just helps a program work a little too longer than it would work if this rule hadn't been accepted.

Some admins try to survive, opening a few similar projects. But as experience shows, this measure is not really successful, and all of us can recall a few examples when failure of one of the projects wrecked other programs belonging to the same admin.

Another significant problem which also affects functioning of autosurfing programs is a general investors` attitude. At first, the program should constantly develop to work successfully and live. Any kind of program, let it seem more legitimate or not, demands constant cash and member inflow, otherwise the program dies. But as investors see how many programs disappear everyday, they are not likely to trust and try to get in and get out of the program, as we have already mentioned above.

The lack of members` support is also harmful in case problems appear. The most sad about it is that investors often do not try to find out what's going on before blaming and accusing. The least rumour is usually enough for them to start spreading panics about. And, of course, it cannot help program, it just pushes it to the gap, although all investors are well aware of it.

In comparison to last year, general amount of investors of each particular program decreased. Finding new members and keeping them in is more difficult and now administrators need much more time to collect the same amount of members compared to previous years. And most of them don't even reach the average level of members` amount of previous years. Thus, a general scale of programs decreased as well.

If an average investor had been asked to recall the most stable and reliable paying autosurfing programs a couple of years ago, he would have probably given more than a dozen names. What if we ask this question now? There is no exactly defined list of successful programs, recognised by all investors. Let's remember those that are recommended and mentioned in positive comments most often.

Desertskymarketing and CommandSurf are mentioned as top programs that look most promising at the moment. Such attitude is determined by a few aspects of their activity the first one offers ROI low enough to work without difficultied, of course, if they don't meet some unexpected problems. The latter has been showing a stable development and growth withing a half of a year, which is important for the program to move on successfully, and to keep investors trusting and assured.

12by12daily still remains one of the most popular programs, although there was a time when almost everybody was sure it wouldn't survive. Failure of the previous project run by Dave Cannard didn't allow people trust him. Unfortunately, the work of this program doesn't show the same high level of stability, and it is not really known if this is the sign of future problems or just a temporary issue.

XLO autosurfing can be referred to the rank of programs mentioned above, I mean those cases when administrator runs a few projects at once. Administrator of this program also runs a HYIP program, and it seems all is ok, unless all members compliment admin for timely payouts.

13hitsdaily, WickedHits, and DenaliSurf are not so frequently mentioned, and they are less noticeable, but at least there are no any complaints posted by their members. Their work seems to be calm but stable, and it's a good sign for their perspective and for general attitude to these programs.

Of course, we don't insist that those programs mentioned above are recommended by us as only sources of a stable profit in a rotting world of autosurfing programs. This is just a list of those programs that seem to be more successful in comparison to other programs and on a general decay background, I repeat it. Of course, while planning your investment activity, you should carefully observe all programs` details and their background, as well as changing sphere conditions.

Eric Marriam